A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked

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0
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1answer
115 views

When to register for a bank account for a C-Corp with no official money

In Feb this year, I registered a C-Corp for administrative purposes only (for things that require a DUNS number, e.g., to get an Apple Enterprise Dev account, etc) and have thus far not passed any ...
3
votes
1answer
108 views

Is it OK that my bank's routing number is nowhere near me?

I have an HSBC account. The checks on said account have a routing number of 021001088. From what I found, this number has a location of Buffalo, Ny. That is a little weird since I live in NYC and the ...
0
votes
1answer
118 views

How will getting a second credit card from another bank impact my credit score?

I am almost 20 and have had a credit card since I was 18, I was working (officially) since I got my chequing account in early teens. I have been with TD Canada Trust ever since (Canada). Now I want to ...
1
vote
1answer
215 views

My salary from Dubai to India in INR ; taxable or not

I am working in dubai since 3rd may 2013 to till date and receiving my salary in INR in India in ICICI Saving account. I have not filled my ITR. I wish to know : Can I fill my ITR now and what is ...
-7
votes
3answers
39 views

Physical CHECK Front Side - Question

Would anyone please be so kind to tell me which address is under the name of financial institution which is located on the top of front side of check? Is this address the address where the letter ...
-1
votes
2answers
72 views

Physical Checks - Mailing

I am about to mail a check directly to a financial institution in the USA where the receiver holds an account, so that the money from the check can be deposited into the receiver's account. However, ...
25
votes
5answers
6k views

What risks are there acting as a broker between PayPal and electronic bank transfers?

I have a company offering a position as a transaction representative, they're located in Poland and say they can't take direct payments or use Paypal due to "money amount limits" on Paypal there. ...
0
votes
1answer
97 views

I have an account at the BBT and money was seized for inactivity

Hi I had an account at the Wachovia that then became the Colonial and now its de BBT. I have not used the account for years but checked online regularly. I now go to the bank and they told me the ...
0
votes
1answer
63 views

Where to request ACH Direct DEBIT of funds from MY OWN personal bank account?

Could anyone please explain where and how to request ACH Direct DEBIT of funds from MY OWN personal bank account? The ACH Processors such as nationalach.com are out of the question because they only ...
0
votes
0answers
19 views

How to include personal spending in private/sole trader accounting?

I am a private/sole trader (in Finland, but it doesn't really matter I think). I use my personal bank account for my private trader activities. I work as a designer and don't employ anyone. I have ...
4
votes
2answers
175 views

Bank transfer not allowed for “cash account”

I've recently reloacated to UK and opened a bank account to deposit my paychecks. As I didn't have a credit history, the bank allowed me to open a (what they call) "cash account". Now, given that I ...
3
votes
1answer
125 views

Opening a bank account in France

I just moved in France, and it seems to be vital to have a bank account here. Even to buy a sim card you need one, and of course if you are going to work legally. I would like to ask you if it is ...
5
votes
1answer
3k views

Personal bank account for non-resident in UK

I have just received a job offer in the UK (for a UK company) and i want to open a personal account with a UK bank to receive my salary and avoid international fees. I've read around the web about UK ...
0
votes
0answers
22 views

Recover money from court and/or treasury [duplicate]

My brother used to have a bank account more than 30 years ago in Seattle where he used to live. Being disable due to a car accident, he is unable to follow up the matter. He lives now in a nursing ...
0
votes
1answer
41 views

Moving money into Fifth Third checking account through Access 360 card

My account was one of those compromised a bit back, and as a result Fifth Third cancelled my card and gave me a prepaid Access 360 card. Due to some mail complications I never received my new card, ...
28
votes
8answers
6k views

How to organize bank accounts with wife

My wife and I are recently married, both of us are working hard. At the moment we currently have the same system as prior to our marriage. Which simply put is that both of have our own bank accounts ...
1
vote
2answers
172 views

What should one look for when opening a business bank account?

I've created an LLC under my name for my contract work (taxed as a sole proprietorship). Because of this, I'm planning to open a Solo 401k, and due to that I'm planning to pay myself income based on ...
49
votes
3answers
8k views

Closed account, haven't received payment. When has the bank “stolen” my money?

Background I closed a checking account over 40 days ago at a large national bank in the US. I was told I would receive a check for the remainder (>$1000) in one to two weeks. I still have not ...
3
votes
1answer
48 views

Moving to Europe, savings in the US, alien both in Europe and the US, trying to maximize exchange rates

This question has several parts, but the underlying story is the following: I currently live in the US, I am moving to Europe (specifically, France) in a couple of months, for at least two years. I ...
2
votes
2answers
11k views

Can Japanese banks receive payments via IBAN?

Can Japanese banks receive payments from outside Japan via IBAN? For instance, Japan Post Bank does not accept IBAN, so sending money to a Japan Post Bank account is very complicated. Is there no ...
3
votes
4answers
634 views

Why do the banks charge a foreign transaction fee?

Could somebody please explain why some banks charge a fee for card transactions made in a foreign currency? For example, for a debit card transaction, as far as I know, the exchange from the foreign ...
0
votes
0answers
24 views

What tips are useful for a US student/resident interning in Canada over the summer?

I will be interning in Toronto over the summer and was just wondering if anyone would be willing to give any tidbits of advice/tips on how best to manage finance. I will be making roughly $750 CAD ...
0
votes
2answers
48 views

How to print account transactions for a time period in GNUCash?

I would like to print all the transactions for an account from, for example, 01/01/2015 to 31/12/2015. I found the report in Reports > Account Reports but that displays all the transactions in the ...
6
votes
2answers
94 views

Deposited a 1m Life Ins. benefit check to WF. Do you foresee any issue dividing it up in 1/4?

Deposited a 1m Life Ins. benefit check to Wells Fargo. Do you foresee any issue dividing it up in 1/4 by opening three other accounts and either writing a check or wire to move? Concerned with any ...
-1
votes
2answers
364 views

Scammer wants details and credentials for my empty & unused bank account. What could go wrong?

Some guy wants to use my bank account info (user and password) and he also wants me to ship my card he said with 0 dollars on it. It's a debit card and I don't really use the account anymore it has ...
0
votes
1answer
91 views

I am Swiss and have a bank account in USA that is blocked. How can I identify myself without travelling to USA?

I'm Swiss and worked 4 months in the USA. So I opened a bank account at Chase Bank. Due to bad exchange rate I decided to keep the money at the Chase bank account. This was 3 years ago. I decieded ...
1
vote
1answer
66 views

How should I decide which bank or credit union is right for me?

I'm a college student, and I make money. Some of it I want to spend quickly. Some of it I want to put off spending for as long as I can. As I'm striving to become more financially responsible, I ...
4
votes
3answers
1k views

Dealing with credit cards and bank accounts when moving from US to UK

My wife and I will be moving to the UK from the US on a work visa sponsored by my employer. One of things I'm most unsure about it how to deal with our current financial accounts. We have one joint ...
3
votes
1answer
406 views

For SSI, is “authorized user” status on a bank account the same as “ownership”?

My friend has added my name to one of his bank accounts so that I can use a debit card on that account to buy things for him and make payments for him. I am applying for SSI and need to declare ...
2
votes
2answers
594 views

How can I do a money transfer from Lebanon to India for payment on a consulting project?

I am an Indian citizen and hold a domestic account. I am doing a short term consulting project for a client in the Middle East and they will be paying me in $. The amount that will be transferred is ...
3
votes
1answer
35 views

How should get my PPF fixed

I opened (first) PPF account in Union Bank of India at City X-branch (I live in city-Y which is away from city-X by almost 3 hour travel by railways) where my dad used to work. Now he is retired so am ...
0
votes
0answers
71 views

Is usage of someone else's bank card allowed?

If I gave my bank debit card from Payoneer with my name on it (but no photo and signature) to friend of mine, is he allowed to withdraw money from my card in the branch of the bank using cash desk? ...
0
votes
0answers
40 views

If a military member asks for your routing number and ss number to send money to your bank account is this a scam [duplicate]

If a person asks for your ss number and bank routing number so they can send money into your account from the army is this a scam
0
votes
1answer
77 views

Deposit cash into US bank account

Can you deposit cash(USD) you got from a foreign country to US bank account ? Does the source of cash need to be declared ? Is it taxable ? What is the limit of the deposit ?
0
votes
1answer
57 views

Opened an account someplace where I don't live

So I was visiting Miami, when I opened a bank account there. I live in CA and I got a job here. I was asked regarding my bank details and was wondering if i should give the routing number of Miami or ...
66
votes
16answers
20k views

How can Americans get a chip-and-pin credit card for use while abroad? [closed]

Background: US banks, without exception, issue credit cards with magnetic stripes. In Europe, though, almost all credit cards also have a chip and require a PIN. Most merchants in Europe don't mind ...
1
vote
1answer
42 views

FBAR _ FinCen reporting - reporting of girlfriend

I have a foreign bank account and my girlfriend (she is NOT a US citizen) is a joint on the account. Do I need to report her as a joint account holder? I have only the one account with her, but ...
0
votes
1answer
78 views

How does compound interest work with multiple bank accounts and percentage limits?

I found that Polish banks often offer smaller interest rates for amounts above a given threshold. For example this one (Google Translate) would make one earn 2.70% per year of amount below 100 000 PLN ...
3
votes
0answers
3k views

which banks (and where) in Europe allow non-residents to open accounts with a single visit (or even none at all)? [closed]

Which banks and where in Europe allow to non-EU resident (eg from Russia) to open a bank account, requiring only a single visit in person (or, ideally, completely remotely, with no visit at all--doing ...
10
votes
2answers
4k views

What's the difference between wire transfer and ACH?

My sponsors have two ways to transfer money. I wonder what's the difference?
0
votes
1answer
32 views

With one checking and one savings, virtually divide into multiple funds? [closed]

I have one checking account and one savings account. I get my checks direct deposited to my checking account. Though, when I get my check, I divide it up into separate "funds" (or envelopes). But in ...
2
votes
1answer
206 views

UK - How to receive payments in euros

My father as a business based in UK, but works mainly in Europe, receiving payments in euros. His bank is HSBC that, apart from charging £8 for each transfer, applies a "custom" exchange rate (i.e. ...
5
votes
4answers
6k views

Do I have to close my US bank account because I'm leaving the country?

I moved over to the US from the UK with my job but am now moving back to the UK. As I was an HSBC Premier customer I automatically qualified for a Premier Account in the US and didn't have to supply ...
0
votes
2answers
24k views

How to withdraw money given only account information (account number/routing number/etc.)

It's not safe to give out your bank account number since it allows people to withdraw money. But if it's so easy, what's the easy process? i.e. is it even legal (assuming you have permission)? And ...
4
votes
1answer
114 views

What will happen if private bank goes bankrupt in India

I saw on news that banks in India are under losses. I was just wondering, are banks in India federally insured? What happen if banks like Yes Bank or IndusInd bank goes bankrupt? How will we ...
2
votes
1answer
83 views

ACH debit blocks/filters on consumer account

Are there any banks which offer ACH debit blocks or filters on consumer (as opposed to business/organization) accounts? The idea is that, on certain accounts, it would be possible to restrict the ...
1
vote
2answers
3k views

I have forgot my bank account number; how do I regain access to my account?

I have forgotten my South Indian Bank account number and cannot find where I stored it on my hard drive. What is the procedure I need to undergo to reconnect with my account? What information will ...
1
vote
1answer
852 views

Invest as dollars in India

I resides in India (currency:Rupees).I have my payment from a US based company in dollars.They sent me the amount via Paypal.Paypal converts the payment to rupees while transferring to my Indian bank ...
1
vote
1answer
42 views

Reporting closure of NRI/NRE/NRO bank account when filing US federal income tax

I am aware that if my foreign account holds a balance exceeding $10K I have to report it in FBAR when filing income tax. This became a hassle, so I closed it in mid-2014, and reported the account and ...
-1
votes
2answers
104 views

Mortgage lenders asking questions about personal expenditure

When applying for a mortgage, the lender or broker typically asks several questions regarding your income and expenditure. One question often asked is how much money you typically spend per month on ...