A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked

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1answer
35 views

Forgotten Bank Account Number

I have forgotten my South Indian Bank account number and cannot find where I stored it on my hard drive. What is the procedure I need to undergo to reconnect with my account? What information will ...
6
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2answers
150 views

Is it possible to reject a direct deposit?

I received a direct deposit on my bank account (in the US): is it possible to reject it?
2
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2answers
39 views

Where can I open an estate account, if I'm located in a different state?

I have been appointed the executrix of my father's estate, and I need to open an estate bank account in which to deposit funds from the sale of his house/other items and from which to pay ...
2
votes
1answer
69 views

What is the easiest way to open a foreign Bank Account?

I live in Argentina. Nowadays in my country it is almost impossible to buy foreign currencies as American dollars or Euros. I was thinking if it is possible to open a foreign Bank Account to be able ...
0
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1answer
56 views

Can a name be gotten from an account number?

Can a name be gotten from an account number for whom the account bearer is not known? That is to say, should Tim send Jim ONLY his account number, can Jim identify Tim with this information alone? ...
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1answer
62 views

Does bank will share our address with others?

Actually i given a check of rs 10,000 to my friend but my friend misused to and given to some one with whom he had to pay same amount..And i couldn't maintain the same amount in my bank as it is my ...
1
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2answers
153 views

What does an interest rate “calculated daily and paid monthly” on my bank account exactly mean?

I have a CIBC premium growth account that offers a "0.20% interest rate on every dollar you save calculated daily and paid monthly". I'm just curious as to what the 20% Premium Growth interest rate ...
0
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0answers
21 views

Do I need ITIN or TIN to get my money from a closed back account from the US Govt? [duplicate]

I am Japanese. I studied in USA and deposited money in a bank account. After I returned to Japan, the account was closed. But it still has some money that I want back. They said money will be sent ...
5
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4answers
6k views

How to use debit card with money on savings account?

I see that a lot of banks offer savings account and current account with online banking. Usually the savings account can have instant access and some interest rate, while the current account has no ...
1
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1answer
62 views

How can I prove that a bank owes me money [closed]

How am I, as a customer of a bank able to prove that I have a deposit-account with money on it? For example what would happen if the computer-system has a bug in it that affects my account. Bank ...
0
votes
1answer
188 views

Should I pay the student loan now classified as bad debts

I got educational loan on 2008 from one of a Bank in India. So far I am paying only interest money not principal money for it, but it’s also not regularly, I left some intermediate gap on it. Last ...
7
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3answers
16k views

How can I get free or discounted checks for my bank account?

I bank with chase and my account type does not qualify me for free check books. I have to pay a fee to get a check book. Is there a way I can: Get a free check book for my account? Print my own free ...
0
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1answer
21 views

Legal restrictions for EU-foreigners to setup bank account in Czech republic

Are there any legal restrictions for setting up a bank account for a EU-foreigner in Czech republic who is not having a seat of residence in Czech republic?
0
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2answers
97 views

Can I open a Demat account in India from abroad?

I want to trade Indian stocks online and will require a demat account with an Indian bank. I have my PAN number registered and all documents in place except the voting card. And I live in Nepal. Can I ...
1
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3answers
71 views

Simplifying money management

On a given day of the month, the bank account balance says little about how much we can afford to spend because we must factor in regular expenses and automatic debit payments that occur at different ...
5
votes
2answers
1k views

Bank account in Germany for non-residents?

I'm an EU citizen currently working in Germany. I have a bank account there, but when my contract ends, I'll probably migrate to other country, but it's likely I'd return there after some time. I ...
2
votes
1answer
1k views

leaving the amount on a check blank

Suppose a person writes a check out to someone that they owe $500, but does not specify the amount on the check and instead tells the person to fill out the amount for five hundred and cash it. If the ...
1
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1answer
49 views

UK - How to receive payments in euros

My father as a business based in UK, but works mainly in Europe, receiving payments in euros. His bank is HSBC that, apart from charging £8 for each transfer, applies a "custom" exchange rate (i.e. ...
3
votes
1answer
665 views

As a freelancer, how to receive money from overseas company to my individual bank account in India?

I am working as a freelance software developer. Recently I got a project from an overseas company. I asked them to send money through ICICI Bank Money2India. The first payment made it successfully ...
0
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1answer
38 views

Converting bank statements to another currency?

I tried googling this. I want my bank statement of my account in State Bank of India, back in India, to show balances in dollars. Google only gives results which show me how to open an NRI State Bank ...
1
vote
1answer
58 views

Is there an upper limit for money that an expat can keep in his US bank account?

I am a neither a permanent resident nor a US citizen. I have a bank account with a leading US bank which I use as my salary account. Income taxes are deducted at source. I know that I need to submit ...
5
votes
2answers
549 views

Are all VISA cards connected with bank accounts?

I know that this is a question about fundamentals, but I couldn't find any explanation out there. I'm a bit lost in the world of credit cards. I got used to cards that are issued by a bank for getting ...
4
votes
1answer
773 views

Account with NatWest compromised. Will I get a refund?

Someone from Cambodia has managed to withdraw over £500 from my account about 36 hours ago. I just found out now and been on the phone to Natwest fraud team. They say they will get back to me within 5 ...
1
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2answers
54 views

Can I make a joint account in UK?

I am an international uni student living with a British student in UK. Due to complications in dividing money when it comes to buying groceries, we decided it would be best that we open a joint bank ...
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1answer
89 views

If I receive 150000$ in my Indian savings account how much tax i shall pay?

My friend is planning to invest in India. So if he transfers around 150000$ to my account.. How much tax do I have to pay? Is there any way to show it as foreign investment? Can I include my ...
2
votes
2answers
147 views

Parking money for a few months or a year

We are planning to get our kitchen remodeled, so we've allowed a big balance to accumulate in our bank account. We're not making very rapid progress on soliciting quotes on the remodel, due to our own ...
2
votes
1answer
91 views

Letters in IBAN: How to calculate the hash

Until I got an account in France, I didn't know that you can have letters in your account number. Since it's in EU, I've got IBAN with the account, which shows the letter as well, and it has a ...
1
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0answers
26 views

How safe are withdrawals made using checking account number and routing number? [USA] [duplicate]

I am new to the US banking system and it makes me wonder how easily third parties like xoom.com can withdraw money from your checking account with only the account number and routing number. I ...
8
votes
1answer
930 views

Why do banks ask if you have accounts with other banks?

Whenever I apply for either savings accounts, debit cards, or credit cards, this seems like a staple question for all banks. Why are they asking if you have accounts in other banks? How do they gain ...
2
votes
1answer
61 views

How to find information about ethical banking? [closed]

I would like to know how to choose my ethical bank, and which investment or behavior should I avoid to make sure my money is used transparently and ethically. In France (I am french) I have read ...
4
votes
2answers
519 views

How does Wells Fargo use my phone number to find my Bank of America account?

I'm extremely confused about how Wells Fargo's SurePay transfers money to Bank of America. I've set up my Bank of America account to use my mobile phone number to receive payments. Now someone sent ...
9
votes
2answers
131 views

Joint Account for Common Earnings

I've started a tutoring group with two of my peers; the three of us are minors in the state of Ohio. We charge a modest fee and generate approximately $2,000 in revenue per month. We plan on charging ...
2
votes
1answer
436 views

ACH data for Deutsche Bank, Germany?

For an international ACH transfer as part of the e-gold claims process, I need to specify in an online form: Financial Institution Name Financial Institution Address Financial Institution City ...
0
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2answers
463 views

How to withdraw money given only account information (account number/routing number/etc.)

It's not safe to give out your bank account number since it allows people to withdraw money. But if it's so easy, what's the easy process? i.e. is it even legal (assuming you have permission)? And ...
2
votes
2answers
3k views

Can Japanese banks receive payments via IBAN?

Can Japanese banks receive payments from outside Japan via IBAN? For instance, Japan Post Bank does not accept IBAN, so sending money to a Japan Post Bank account is very complicated. Is there no ...
2
votes
3answers
4k views

Where can I open a Bank Account in Canadian dollars in the US?

I went to my Credit Union yesterday and I asked them if they offer a checking and/or saving account in Canadian Dollars. Unfortunately, they don't offer such account. Where can I open one? Is it ...
2
votes
1answer
435 views

Can I receive payments (EUROS) from my International clients in my savings bank account in India for my business services

I am starting a small international outbound sales campaign and will be selling my web development services. 100% payment will be received in Euros through wire transfers in a bank account or through ...
3
votes
4answers
205 views

Why do the banks charge a foreign transaction fee?

Could somebody please explain why some banks charge a fee for card transactions made in a foreign currency? For example, for a debit card transaction, as far as I know, the exchange from the foreign ...
0
votes
1answer
125 views

How to transfer money from the US to India without paying taxes?

During my tenure in US, I deposited money in Wells Fargo checking account. I had to move to India last year. Now I would like to close the Wells Fargo account and get money transferred to India. ...
2
votes
1answer
90 views

How can I transfer my money between US/Canada bank accounts with as little loss as possible?

I am currently living in Canada and have funds in a savings account with a Canadian bank. Say I decide to move back to the US, how could I move those funds to a US bank account with as little loss as ...
15
votes
2answers
2k views

How to access a really old, untouched bank savings account?

I was just going through old things and found a Wachovia account opened for me by my aunt - specifically, I found the checkbook and transaction record. The transaction book is dated April xx, 1998 and ...
2
votes
4answers
3k views

Best bank without incoming wire transfer fees, for receiving money regularly? [duplicate]

I'm going to be receiving monthly wire transfers, and I found out that my bank (US Bank) charges $20 for each one. Are there any good banks that don't charge for incoming wire transfers?
1
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0answers
123 views

How can I open a Canadian bank account from within the US? I am a Canadian citizen residing in the US

Can I open a Canadian bank account from within the US? I am Canadian citizen residing in the US for many years. I would rather not travel to Canada just to open a bank account if possible. Does ...
6
votes
1answer
875 views

Best way to transfer abroad loan amount to Indian parents Savings Account

Can you pls advise: I am working in Dubai, and applied for a loan of 25Lakhs, I would like to use this funds to repay my personal loan (to relatives) and want to buy a land with left out money. I have ...
3
votes
1answer
113 views

Can I have more than one current account

Is it possible to open more than one current account in the UK? and how will this affect my credit score. I only say this as there are current accounts that pay 3% interest on balances - which would ...
1
vote
1answer
47 views

Do US banks exchange info with countries abroad?

Are US-based bank accounts (with BoA for example) for EU citizens somehow being reported back to EU? Sort of a complex question, but the background info is the following - I lived 1 month in the USA ...
4
votes
1answer
111 views

Found old bank book of my mothers

I just found my mothers old savings account book from The First National Bank of Chillicothe, Ohio. Her acct. #xxxxx was i thunk closed in 1-28-54 $1,416.55. But under that she has hand wrote bank in ...
1
vote
1answer
94 views

In India, what is the difference between Current Account and a Savings Bank Account?

Considering that Current Accounts in India give you no interest, why would anyone keep a current account open? Why not just use a Savings Bank Account? ATleast they give you some daily interest on the ...
0
votes
1answer
66 views

financial institution wants share member break down for single member LLC

Due to latest crop of regulations, a particular financial institution is requiring a share member break down for a single-member LLC, an odd step in verification since there is only one share member ...
0
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0answers
191 views

Most (corporate/income tax) friendly country in the world?

Have been enjoying the nomad lifestyle for a while now, moving around and doing consulting gigs around the world. Since business has been picking up, I'd like to kind of get my accounts in order and ...