A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked

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1answer
52 views

2016, USA banks with low/no fee for incoming OVERSEAS USD wire transfers? [closed]

Regarding incoming wire transfers (i.e., SWIFT transfers) from overseas (this question has no connection to internal USA transfers of any kind) denominated in USD (this question has no connection to ...
3
votes
1answer
75 views

Eliminate fee on Bank of America personal checking with ACH to self?

A couple of years back I opened a Bank of America business checking and savings account to go along with the Bank of America personal checking account I already had. The reason I did this was to keep ...
2
votes
0answers
39 views

Can my national Bank use a IRS refund deposit to reopen a inactive account and then use the money to pay on a charged off mortgage

My accountant accidentally deposited my IRS refund in to a old inactive bank account. The bank reopened the account and used the deposit to pay on a. Charged off mortgage. Can they do this
3
votes
3answers
118 views

transition from student credit union after graduation and moving

I've been using the federal credit union at my university for about 7 years now, which was the time I spent in grad school. It worked perfectly with no complaints whatsoever; and since I was on campus ...
2
votes
1answer
56 views

Do typical consumer banks accept negotiated instruments

As a matter of risk, would a typical consumer bank in the USA accept a check (or other negotiable instrument) which has been endorsed to a payee not originally listed on the instrument? As I ...
0
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1answer
72 views

how to choose a bank

Once you move to a new country (Canada or USA), how to choose a bank to open an account? What are the important factor if you are also looking for the mortgage etc. after few years?
0
votes
0answers
95 views

Can a Bank ask me for my full month(s) transaction history?

I am a student in Germany and applied for a new bank account, which includes a credit card as well. The lady at the bank asked me to provide them with transactions history of my current bank of the ...
2
votes
1answer
77 views

Is there any kind/type of bank accounts that does not show me the transaction history of my account? [closed]

I need to have a bank account for my NGO that can be accessible by anyone. In order to do that I will share my credentials. My problem is, I need no one to be able to see the transaction history of ...
0
votes
1answer
22 views

US $ transfer from Indian NRE external account to US account

I have a NRE External Account-US $ 50,000 Fixed deposit in Indian nationalised bank on my name with nominee as my daughter.I now want to wire transfer same to my daughter on her US Bank account. Is ...
1
vote
1answer
119 views

Should I try to close unused, old bank accounts?

Many years ago I opened a few bank accounts in my home country. Only a few dollars inside. When I moved oversea, I forgot to close them. I think they would have gone 'dormant' or 'closed' ...
0
votes
1answer
158 views

Double reported account closure, no credit history

I'm part of a credit union. I thought I had set up monthly automatic payments from my checking account to my credit card for the monthly fee ($25 each month). Through some way or another, that didn't ...
1
vote
1answer
73 views

What are the Effects (Negative or Positive) of Having a Joint Bank Account?

Currently, I am using the same bank account that I have used since I was a child. This is a joint account, whereas the other party is my mother. I have a good relationship with my mother and I know ...
0
votes
1answer
39 views

Interest on American dollars in Australian bank account

I have American dollars in an Australian bank account, which doesn't accrue any interest. Is there a way of getting interest on it?
1
vote
1answer
57 views

What steps I should take if I'm failing to purchase anything outside of US and bank does not help me at all?

I have a very strange problem which drives me crazy for almost about a year and I just don't know what I can try to do next. So here's the situation so far: All my Wells Fargo debit cards seems to ...
1
vote
1answer
108 views

How can I link my Social Security Number to my online account in Bank of America?

It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from Credit Karma, I was told they could ...
1
vote
1answer
65 views

UK limited company and personal bank account [closed]

I have recently formed a UK limited company using an online company formation service. I currently do NOT live in the UK. I have not yet applied for a business bank account in the UK, but I do have a ...
-1
votes
1answer
107 views

What happens if there are insufficient funds in my checking account when a cheque is deposited?

In my question, there are two accounts involved. I will call the account where funds are being taken from (debited) Account A and the account where the cheque deposit happens Account B. Question: At ...
10
votes
2answers
2k views

Money sent to loan account after it has been paid off and closed

For the last few months I have been paying off a loan via automatic payments from my current account that transfer over automatically each month. The loan got paid off and the bank closed the account. ...
3
votes
1answer
140 views

Is it OK that my bank's routing number is nowhere near me?

I have an HSBC account. The checks on said account have a routing number of 021001088. From what I found, this number has a location of Buffalo, Ny. That is a little weird since I live in NYC and the ...
-7
votes
3answers
82 views

Physical CHECK Front Side - Question

Would anyone please be so kind to tell me which address is under the name of financial institution which is located on the top of front side of check? Is this address the address where the letter ...
-1
votes
2answers
91 views

Physical Checks - Mailing

I am about to mail a check directly to a financial institution in the USA where the receiver holds an account, so that the money from the check can be deposited into the receiver's account. However, ...
0
votes
1answer
105 views

I have an account at the BBT and money was seized for inactivity

Hi I had an account at the Wachovia that then became the Colonial and now its de BBT. I have not used the account for years but checked online regularly. I now go to the bank and they told me the ...
0
votes
1answer
76 views

Where to request ACH Direct DEBIT of funds from MY OWN personal bank account?

Could anyone please explain where and how to request ACH Direct DEBIT of funds from MY OWN personal bank account? The ACH Processors such as nationalach.com are out of the question because they only ...
0
votes
0answers
22 views

How to include personal spending in private/sole trader accounting?

I am a private/sole trader (in Finland, but it doesn't really matter I think). I use my personal bank account for my private trader activities. I work as a designer and don't employ anyone. I have ...
4
votes
2answers
191 views

Bank transfer not allowed for “cash account”

I've recently reloacated to UK and opened a bank account to deposit my paychecks. As I didn't have a credit history, the bank allowed me to open a (what they call) "cash account". Now, given that I ...
0
votes
0answers
25 views

Recover money from court and/or treasury [duplicate]

My brother used to have a bank account more than 30 years ago in Seattle where he used to live. Being disable due to a car accident, he is unable to follow up the matter. He lives now in a nursing ...
0
votes
1answer
71 views

Moving money into Fifth Third checking account through Access 360 card

My account was one of those compromised a bit back, and as a result Fifth Third cancelled my card and gave me a prepaid Access 360 card. Due to some mail complications I never received my new card, ...
26
votes
7answers
6k views

What risks are there acting as a broker between PayPal and electronic bank transfers?

I have a company offering a position as a transaction representative, they're located in Poland and say they can't take direct payments or use Paypal due to "money amount limits" on Paypal there. ...
49
votes
3answers
9k views

Closed account, haven't received payment. When has the bank “stolen” my money?

Background I closed a checking account over 40 days ago at a large national bank in the US. I was told I would receive a check for the remainder (>$1000) in one to two weeks. I still have not ...
3
votes
1answer
56 views

Moving to Europe, savings in the US, alien both in Europe and the US, trying to maximize exchange rates

This question has several parts, but the underlying story is the following: I currently live in the US, I am moving to Europe (specifically, France) in a couple of months, for at least two years. I ...
-1
votes
1answer
175 views

How will getting a second credit card from another bank impact my credit score?

I am almost 20 and have had a credit card since I was 18, I was working (officially) since I got my chequing account in early teens. I have been with TD Canada Trust ever since (Canada). Now I want to ...
6
votes
2answers
95 views

Deposited a 1m Life Ins. benefit check to WF. Do you foresee any issue dividing it up in 1/4?

Deposited a 1m Life Ins. benefit check to Wells Fargo. Do you foresee any issue dividing it up in 1/4 by opening three other accounts and either writing a check or wire to move? Concerned with any ...
-1
votes
2answers
426 views

Scammer wants details and credentials for my empty & unused bank account. What could go wrong?

Some guy wants to use my bank account info (user and password) and he also wants me to ship my card he said with 0 dollars on it. It's a debit card and I don't really use the account anymore it has ...
0
votes
2answers
64 views

How to print account transactions for a time period in GNUCash?

I would like to print all the transactions for an account from, for example, 01/01/2015 to 31/12/2015. I found the report in Reports > Account Reports but that displays all the transactions in the ...
0
votes
1answer
102 views

I am Swiss and have a bank account in USA that is blocked. How can I identify myself without travelling to USA?

I'm Swiss and worked 4 months in the USA. So I opened a bank account at Chase Bank. Due to bad exchange rate I decided to keep the money at the Chase bank account. This was 3 years ago. I decieded ...
1
vote
1answer
68 views

How should I decide which bank or credit union is right for me?

I'm a college student, and I make money. Some of it I want to spend quickly. Some of it I want to put off spending for as long as I can. As I'm striving to become more financially responsible, I ...
3
votes
1answer
38 views

How should get my PPF fixed

I opened (first) PPF account in Union Bank of India at City X-branch (I live in city-Y which is away from city-X by almost 3 hour travel by railways) where my dad used to work. Now he is retired so am ...
0
votes
0answers
73 views

Is usage of someone else's bank card allowed?

If I gave my bank debit card from Payoneer with my name on it (but no photo and signature) to friend of mine, is he allowed to withdraw money from my card in the branch of the bank using cash desk? ...
0
votes
0answers
41 views

If a military member asks for your routing number and ss number to send money to your bank account is this a scam [duplicate]

If a person asks for your ss number and bank routing number so they can send money into your account from the army is this a scam
0
votes
1answer
152 views

Deposit cash into US bank account

Can you deposit cash(USD) you got from a foreign country to US bank account ? Does the source of cash need to be declared ? Is it taxable ? What is the limit of the deposit ?
0
votes
1answer
57 views

Opened an account someplace where I don't live

So I was visiting Miami, when I opened a bank account there. I live in CA and I got a job here. I was asked regarding my bank details and was wondering if i should give the routing number of Miami or ...
1
vote
1answer
47 views

FBAR _ FinCen reporting - reporting of girlfriend

I have a foreign bank account and my girlfriend (she is NOT a US citizen) is a joint on the account. Do I need to report her as a joint account holder? I have only the one account with her, but ...
0
votes
1answer
124 views

How does compound interest work with multiple bank accounts and percentage limits?

I found that Polish banks often offer smaller interest rates for amounts above a given threshold. For example this one (Google Translate) would make one earn 2.70% per year of amount below 100 000 PLN ...
0
votes
1answer
37 views

With one checking and one savings, virtually divide into multiple funds? [closed]

I have one checking account and one savings account. I get my checks direct deposited to my checking account. Though, when I get my check, I divide it up into separate "funds" (or envelopes). But in ...
4
votes
1answer
146 views

What will happen if private bank goes bankrupt in India

I saw on news that banks in India are under losses. I was just wondering, are banks in India federally insured? What happen if banks like Yes Bank or IndusInd bank goes bankrupt? How will we ...
1
vote
1answer
52 views

Reporting closure of NRI/NRE/NRO bank account when filing US federal income tax

I am aware that if my foreign account holds a balance exceeding $10K I have to report it in FBAR when filing income tax. This became a hassle, so I closed it in mid-2014, and reported the account and ...
-1
votes
2answers
109 views

Mortgage lenders asking questions about personal expenditure

When applying for a mortgage, the lender or broker typically asks several questions regarding your income and expenditure. One question often asked is how much money you typically spend per month on ...
2
votes
1answer
171 views

What sorts of accounts would handle a person's Powerball jackpot winnings? [closed]

If somebody were to win the current Powerball jackpot today and take the lump sum, they'd walk away with $800-something million. I'm thinking they can't just pop that check down to their local Chase ...
16
votes
3answers
2k views

Should you bank with multiple banks? What are the advantages/disadvantages?

Currently, I have everything in one bank. Checking/Banking/Investment/Credit cards. In fact, the accounts are linked. It seems to make sense to me because I can manage everything at one place. ...
2
votes
1answer
90 views

What does 'Maximum load' usually mean when associated with a Bank account?

This Cashplus account has a maximum balance of £15000 and maximum load of £15000 - could you explain what maximum load means and what is the difference?(https://secure.membersaccounts.com/tc/bus-tc1/...