A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked

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1answer
51 views

understand taxes when geting money from a project built long time ago plus my full time job

I have been employed full time in the UK for 1 year, I have no other side jobs and the company I am working for is paying taxes and national insurance for my salary, transferring the net salary to my ...
2
votes
1answer
67 views

Can I keep my bank account and SSN after giving up permanent resident status?

If I were to abandon my permanent resident status in US, will I be able to keep and use my Wells Fargo bank account? Also what happens to my Social Security number?
1
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1answer
15 views

Fund transfer from NRO to NRE a/c

I have transferred money from overseas to Indian savings a/c. when I went back to India I have opened NRE a/c and status of my savings a/c changed to NRO a/c. My question is can I transfer fund from ...
0
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0answers
39 views

How to transfer funds online from a Canadian CIBC account to RBC instantly?

I thought Interac transfer is instant but my mom wants to send me money from her CIBC account but she said it takes 2-3 business days? What method can be used to transfer from a CIBC checking to a ...
1
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1answer
62 views

Estate accounts requiring 3 signature for withdrawal, is same required for deposits

We have an estate checking account in WV. It takes 3 of us to write a check. Does it also take 3 signatures to deposit a check?
6
votes
3answers
431 views

In which circumstances can I open a bank account without SSN in the USA?

I wonder in which circumstances one can open a bank account without a Social Security number in the USA.
0
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0answers
22 views

Adding a Société Générale bank account to PayPal

I am trying to add a Société Générale bank account (based in France) to my PayPal account (based in France). To do so, the PayPal form asks me for my IBAN or my RIB, but neither seems to work: both ...
0
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0answers
19 views

Opening Business Bank Account in Europe

I have an online travel agency in USA and I want to open a business account in Europe to reach out to European customers. As an owner, I am not a resident of Europe. I appreciate if someone direct me ...
2
votes
2answers
37 views

Provide additional information for SWIFT transfer

I have an account in my local bank in Russia. I have sent the account details to the UK firm to receive a payment from them. Specifically, I provided SWIFT code of my bank and my 20-digit account ...
1
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1answer
63 views

How can I compare having accounts at various banks without opening an account?

I currently have an HSBC checking, savings, credit card, and overdraft protection account. I do not like HSBC though for a number of reasons, so I'm looking into transferring to a different bank. ...
1
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0answers
29 views

Finding an old savings account in Minneapolis Minnesota [duplicate]

I had a Franklin savings account opened in Minneapolis Minnesota over 30 years ago and I believe that I left money in it, how can I find out if I still have money?
2
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0answers
40 views

Foreigner wishes to open a US bank account

My mother-in-law has had bank accounts in the US for many years. She has a social security number but she is too frail to travel here. My wife has Power of Atty. giving her specific powers to open a ...
1
vote
1answer
426 views

What is the meaning of “advice confirms” in a bank statement?

I got some money transferred from a company in the USA to my UK bank (HSBC) account and I found that it is listed as "advice confirms" in the bank statement record online. What does this mean?
1
vote
1answer
79 views

Invest as dollars in India

I resides in India (currency:Rupees).I have my payment from a US based company in dollars.They sent me the amount via Paypal.Paypal converts the payment to rupees while transferring to my Indian bank ...
1
vote
1answer
54 views

Proof of identity to an oversea bank

I need to provide instructions to my oversea bank. I filled out the form and sent it to the bank. They called me on my account's phone number to let me know that the form was rejected because "my ...
4
votes
2answers
89 views

What payment options are there besides checks and direct deposit?

My employer is planning to require all employees to be paid by direct deposit. A number of our employees are unbanked, and opening an account is not practical. I understand the employer's concern to ...
6
votes
3answers
275 views

Why would a bank refuse to open a bank account?

About 4 years ago, I try to open a bank account for my wife and they refused to open an account after they ran her passport. I asked the manager lady why, but she wouldn't tell me why or she refused ...
1
vote
1answer
70 views

Chances of losing money in a foreign bank account

I am working in Singapore. I am going to move to Germany. So I am not sure if I should close my bank account. Is there any chance of losing money in the account (i.e. the bank confiscates it citing ...
2
votes
1answer
44 views

Is there a US credit union for foreign people?

I need to open a US account. I work for US based clients from Argentina and I need to receive payments and to transfer funds outside the US. I'm using PayPal, but I need another option to receive ...
1
vote
0answers
61 views

Recover abandoned US bank account

I have had problems to find out where, at which American bank, a company I worked for had deposited commission cash and given custody of some shares I purchased through options. But now that I found ...
1
vote
1answer
83 views

Can I deposit money in Indian PPF account while living in US

I have been living in US for 2 years and working on H1B visa. I might continue staying here for few more years. Before coming to US, I had opened a PPF account with State Bank of India. My question ...
3
votes
1answer
609 views

Personal bank account for non-resident in UK

I have just received a job offer in the UK (for a UK company) and i want to open a personal account with a UK bank to receive my salary and avoid international fees. I've read around the web about UK ...
2
votes
3answers
365 views

What Canadian account number format do European banks need for wire transfer instructions?

I am trying to transfer funds from my account in Europe to my account in Canada. On the sending (European) bank's transfer instruction form there is a field I need to fill-in in the beneficiary's ...
0
votes
2answers
468 views

How do celebrities protect their banking-related identity?

Wanted to know this for a very long time, but not sure what's the best place to ask. Their information is everywhere, and public. Like movie stars, pop stars, etc. I know some use a company account, ...
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votes
1answer
71 views

From ACH direct debit to Prepaid card?

I am searching for solution how to be direct debited (ACH) to personal or business bank account where those funds would arrive (deposit) to prepaid card? The solution must meet all three of the ...
1
vote
2answers
291 views

Non-U.S. Citizen Backpacker Working Remotely for U.S. Company

I've worked full-time in the United States for a software development company with a F-1 Visa (OPT). Now, I am going to be traveling and working remotely for that company. Facts: I am not a U.S. ...
2
votes
2answers
403 views

Current Account Monthly Pay In

I've seen from a question here, along with some reading I've been doing on MSE that I can have multiple current accounts at the same time. What I'm trying to do now, is to work out if I can use this ...
0
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0answers
82 views

Opening a bank account in HSBC without visiting

Is it still possible to open a non-resident bank account in HSBC Hong Kong with a small deposit? This answer suggests that it can be done, but this is quite outdated so I wanted to check if it can be ...
2
votes
1answer
136 views

For SSI, is “authorized user” status on a bank account the same as “ownership”?

My friend has added my name to one of his bank accounts so that I can use a debit card on that account to buy things for him and make payments for him. I am applying for SSI and need to declare ...
1
vote
1answer
403 views

India Freelancer - how to get money directly in bank account (without PayPal), how to pay tax for this extra income

I am a part-time Freelancer providing software consultation to clients in US and Ireland. I also work in an India Software company, which does the tax computation for my salary. (My Company doesn't ...
3
votes
1answer
134 views

Should I update my address tied to an old bank account if I'm planning to move again in a couple of months?

I have just realised an old bank account of mine (overdrawn, making irregular payments to counter the interest while I focus on higher priority debts) still has my old address. It's been three years ...
0
votes
2answers
184 views

Paid via PayPal with bank account, but was a couple dollars short

Paying for an item from a store in another currency. Last time I did this, to the same store, PayPal showed me the current USD charge instead of just the foreign currency before I actually hit submit, ...
0
votes
1answer
794 views

Opening US Bank account for US citizen while abroad

I am an American citizen with a social security number, but I'm currently living abroad and am not planning on visiting any time soon, and I don't have any state-issued ID. Is there a bank that will ...
1
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1answer
123 views

Getting money paid to a US based bank account for Indian company based invoice

I work for an american company and I used to get paid before directly by check. But now, I am raising invoices (for the work I do) from my Indian company. Is it ok if the USA company pays the Indian ...
-1
votes
1answer
82 views

Why no “reverse direct deposit” setups?

Every online payment provider I've examined requires the user to link their bank account to their online account: paypal.com circle.com coinbase.com Especially in the US, this isn't the most ...
0
votes
3answers
172 views

Multi member member-driven LLC Bank Account without the personal presence of one the memebers

We have an LLC which has two members (we both are foreigners), this LLC is member-driven. We need to open a business bank account, but the problem is, that one of the members can't come to USA, is ...
1
vote
2answers
112 views

Hong Kong - What's the difference between Current Account and Savings Account here

I know there is already a question called “Savings” account vs. “current” account - what's the difference?" on the site but bear with me, I believe that doesn't answer my doubts. I know very well ...
0
votes
1answer
144 views

Does Income tax deduct automatically by bank in India?

I have a savings bank account in India. I have earned some lakhs this year through some freelance work. I would like to keep that money in the bank itself. Do I need to manually do anything for ...
9
votes
1answer
1k views

How do I close a bank account that I no longer have any information for?

There is a Barclays bank account in my name that is overdrawn that I haven't touched in about 5 years. I went to the bank with my passport, and they said that it wasn't coming up on the system with ...
4
votes
2answers
204 views

Separate bank account for security deposit from tenant

My state (Maryland) requires me to have a separate bank account (escrow) for the security deposit collected from the Tenants. My questions: 1) Do banks have separate bank account for such a purpose ...
2
votes
0answers
51 views

Opening a bank account in France

I just moved in France, and it seems to be vital to have a bank account here. Even to buy a sim card you need one, and of course if you are going to work legally. I would like to ask you if it is ...
4
votes
1answer
91 views

Is it a good idea to max out a zero interest revolving credit account?

I have a 0% interest overdraft that's currently up to a £1200 limit, but I can request an increase. Would it be a good idea to transfer up to the limit (minus what I'd float in the account to make ...
27
votes
8answers
6k views

How to organize bank accounts with wife when adding mortgage

My wife and I are recently married, both of us are working hard. At the moment we currently have the same system as prior to our marriage. Which simply put is that both of have our own bank accounts ...
1
vote
2answers
953 views

I have forgot my bank account number; how do I regain access to my account?

I have forgotten my South Indian Bank account number and cannot find where I stored it on my hard drive. What is the procedure I need to undergo to reconnect with my account? What information will ...
2
votes
2answers
281 views

Where can I open an estate account, if I'm located in a different state?

I have been appointed the executrix of my father's estate, and I need to open an estate bank account in which to deposit funds from the sale of his house/other items and from which to pay ...
2
votes
2answers
208 views

Can a name be gotten from an account number?

Can a name be gotten from an account number for whom the account bearer is not known? That is to say, should Tim send Jim ONLY his account number, can Jim identify Tim with this information alone? ...
7
votes
2answers
215 views

Is it possible to reject a direct deposit?

I received a direct deposit on my bank account (in the US): is it possible to reject it?
-1
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1answer
70 views

Does bank will share our address with others?

Actually i given a check of rs 10,000 to my friend but my friend misused to and given to some one with whom he had to pay same amount..And i couldn't maintain the same amount in my bank as it is my ...
0
votes
0answers
21 views

Do I need ITIN or TIN to get my money from a closed back account from the US Govt? [duplicate]

I am Japanese. I studied in USA and deposited money in a bank account. After I returned to Japan, the account was closed. But it still has some money that I want back. They said money will be sent ...
2
votes
1answer
633 views

What is the easiest way to open a foreign Bank Account?

I live in Argentina. Nowadays in my country it is almost impossible to buy foreign currencies as American dollars or Euros. I was thinking if it is possible to open a foreign Bank Account to be able ...