The balance-transfer tag has no wiki summary.
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1answer
45 views
How to dispute a balance transfer that never posted with other creditor?
Three months ago, I did a credit union credit card balance transfer at 0% to pay down three student PLUS loans. In the payments, the account number and sequence number for the three loans were given. ...
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1answer
921 views
When does interest start for a 0% APR balance transfer?
I have made a balance transfer with 0% APR for 12 months and paid only the minimum for 12 months. I wasn't charged any interest and if I pay the balance in full before 12 months is over, I don't get ...
2
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1answer
101 views
How to arrive at the fee-adjusted APR (accounting for balance transfer fee, but not inflation)?
I'm trying to figure out the fee-adjusted interest rate paid when incurring a balance transfer fee on a loan, not accounting for inflation.
If the APR is 4%, the loan 5000, the transfer 2% and you ...
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2answers
2k views
Mint.com: How to set up savings line items in budget: As expense, income, or neither?
This question is really more specific to Mint.com since I do all of my personal account management there. In the Budgets tab, I always have the unaccounted transactions at the bottom of the page where ...
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4answers
403 views
Possible to use balance transfers to avoid interest with major credit cards?
I recently paid off a balance transfer and then this thought occurred to me. Let's say you have $3000 of debt outstanding on a credit card. The goal is not to pay interest while you work to save the ...
5
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2answers
188 views
What does zero interest on credit card balance transfers mean in practical terms?
I'm considering applying for another credit card with my existing bank. (It's a Platinum Credit Card if any one is interested).
The site states: 0% on balance transfers for 16 months
What does this ...
6
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7answers
378 views
Is it a bad idea to transfer all my money via ATM?
I recently moved out of state and have all my money in the bank where I used to live.
I've opened up an account at a credit union here, and want to transfer my money from my first bank to this one. ...
8
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5answers
230 views
How do I find the best 0% interest balance transfer credit card available in the U.S.?
How can I find the best 0% interest balance transfer credit card? Or is there a website that will tell me or help me find the best cards available?
It's hard to filter through all the small print on ...
9
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3answers
254 views
Is it worth it to use “balance transfer” credit cards, to take advantage of low-rate offered as sign-up incentives?
I'm attracted by the low interest, but scared of having too many credit cards and losing track of payments, or worse, adversely-affecting my credit rating or future borrowing potential by having "too ...
