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7
votes
2answers
164 views

How long after new employment before applying for a new credit card?

I am a recent grad and new employee. I currently only have a $500 student Visa credit card with my current bank branch (2 years). I began my employment at the end of January (just over 2 months ago) ...
1
vote
3answers
74 views

Credit Card Approval

Is there a formula banks and other creditors use for new credit card approval? Other than credit score of course. For example for a business credit card I imagine it would be something considering ...
4
votes
1answer
84 views

How can I track the value of options live in my portfolio

With stocks I can enter price and amount into most applications and they allow me track the total Profit / Loss live. Are there any ways to do this with option positions? I was considering entering ...
3
votes
1answer
661 views

How can I calculate a “running” return using XIRR in a spreadsheet?

I should say that I'm not married to XIRR, I just want to calculate the return on a running basis in a column next to dates, deposits and balances. Here's a screenshot of a simplified spreadsheet in ...
9
votes
2answers
4k views

What do I need to bring to the bank when applying for a loan?

What do I need to bring to the bank when applying for a loan? Should I bring pay stubs or other evidence of financial stability? What will help my chances of being approved?
9
votes
1answer
199 views

How does applying for credit affect your credit score?

How does applying for credit affect your credit score? I was answering a question about getting a loan and realized I don't have detailed information on how applying for credit (even if you do not ...
2
votes
2answers
2k views

What are some good iPad financial apps for budgeting / tracking spending?

I am looking into to buy an iPad and I would like to know what are the good apps for budgeting and tracking spending. iPhone integration would be a big plus!
5
votes
7answers
229 views

What's the best application, software or tool that can be used to track time?

For instance, a contractor, lawyer, accountant etc. would want the ability to easily track time spent on tasks or client activities, without having to manually log/track via spreadsheet. Are there ...