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2
votes
2answers
128 views

Reporting a debt with $0 minimum payment on loan application

I am planning to buy a house later this year, and will be applying for a mortgage. I'm aware that part of the application will be reporting the amount I pay now for other outstanding loans (student ...
1
vote
3answers
101 views

Credit Card Approval

Is there a formula banks and other creditors use for new credit card approval? Other than credit score of course. For example for a business credit card I imagine it would be something considering ...
0
votes
1answer
671 views

Steps/Procedures to open an online stock trading account in the US

I follow the business news regularly and I have an avid interest in markets. However, having said that I have not had any prior stock trading experience, though I have practically seen some trading in ...
2
votes
1answer
76 views

Belated unemployment benefits: Is it possible to apply after a year out of work?

I was laid off last year in May but never bothered to apply for unemployment benefits then because I have a Green Card (permanent resident) and presumed the benefits are only applicable for US ...
5
votes
1answer
1k views

Any banks in Hong Kong offer credit cards to non-HK residents?

Any way to get a credit card in HK without holding a HK ID card? Are there any local regulations preventing banks from offering that, or do the banks simply not want to bother? I tried HSBC and was ...