The advice tag has no wiki summary.
6
votes
4answers
301 views
Does making all one's payments through a credit card make sense?
Does making all one's payments (including house rent, etc.) through a credit card make sense, if privacy is not a concern? If I am planning to pay completely within no interest period (first ~45 ...
1
vote
1answer
35 views
Are most financial needs analyses created equal?
I'm currently talking to a representative for a company that as part of the service they offer does a financial needs analysis (FNA). A quick online search for "financial needs analysis" turns up a ...
7
votes
1answer
270 views
Can I get my savings from my mom's bank now that I'm 18?
I turned 18 two weeks ago. My whole life I've had a savings account with my mom at Wells Fargo/Wachovia. However, I have a personal checking/savings account with my dad over at Bank of America which I ...
1
vote
1answer
74 views
Intro to Investment options for a Canadian
I'm a 22 year old Canadian living in Canada. I am about to finish school, paid off my student loan, and I have a good paying job, apart from rent and food (no car or house), I don't have much need for ...
2
votes
3answers
279 views
First time investor and online brokerage accounts
I have some extra money which I would like to start investing. I am a first time investor so I know very little about personal investing. I have about 1000 dollars to invest. I want to use an online ...
8
votes
9answers
2k views
New to investing — I have $20,000 cash saved, what should I do with it?
maybe someone can lend some advice.
Background: I'm 28, married, and expecting my first child.
Our short(ish)-term financial goal is to continue saving for a home.
I'm wondering if I should take ...
2
votes
3answers
10k views
Is Weiss Research, Inc. a legitimate financial research company?
I've seen two advertisements for so-called "well known" financial analysts and reporters purporting to have inside information on grave threats to the economy. I visited the websites advertised in the ...
4
votes
4answers
193 views
Repaying Debt and Saving - Difficult Situation
I apologize ahead of time if this is too simple a matter for this Stack Exchange. My mother has been in a sticky financial situation for a while now, and I was hoping to get a little bit of help, and ...
10
votes
3answers
391 views
Invest or save first?
I am in my mid 20s, I got a (quite) good job and I am able to put asside, each month, about $800. I just started this savings process and currently I have just $800 but at the end of the year I'll ...
1
vote
3answers
81 views
give free budgeting advice
Recently some of my friends (separately) asked if I could give them any specific advice or hints for managing their budget by looking at their earning and spending. Should I only dispense the standard ...
6
votes
4answers
235 views
What can I do to help my financial situation?
Past January I asked for advice about my financial situation and the answers were very helpful to me. As a result, I feel like my situation has improved somewhat. So I wanted to get some advice on ...
6
votes
3answers
381 views
I have a horrible 401k plan, with high expenses. Should I stay with it or move my money elsewhere?
I'm in need of help choosing options for my 401k. Unfortunately, they are not very good. Nearly all of the expense costs are over 2%! But I have brought it up with my HR to see if there is any way to ...
6
votes
2answers
83 views
Roth IRA for Students
I'm currently a graduate student who does not work aside from fellowship duties like TA-ing, grading, and such. My approximate income, therefore, is around $18k per year, minus around $2k for ...
11
votes
4answers
388 views
What is a good investment vehicle for introducing kids to investing?
We have been paying our four kids a small allowance. We help them split their money by percentage into different categories (savings, investment, responsibility, school, play, etc.) One of the ...
4
votes
1answer
245 views
I would like to publicly share the details of my investment portfolio. What websites add value in this regard?
I want to have the ability to share the details of my holdings and have a website track the return over time while making this information 100% public to anyone who may be interested. What websites ...
5
votes
4answers
188 views
Is Prepaid Legal a legitimate company?
I've just seen a recruitment video for Prepaid Legal. The company sells, essentially, legal insurance - a prepaid service that covers potential legal fees.
Their marketing strategy, though, reads ...
3
votes
4answers
201 views
Should I accept a credit card settlement?
I have pretty awful credit rating (570 last I checked) as a result of a foreclosure and a massive amount of credit card debt. One of the credit cards (BofA) to who I owe 17k has offered a settlement ...
13
votes
3answers
534 views
Need advice about my financial situation
Here is my living situation in a nutshell
Live in California
2 kids (7 and 11)
Ex-wife
I am almost 40.
I rent
Financial situation:
Make about $170k (includes regular job + moonlighting) before ...
5
votes
4answers
206 views
Advice on selecting a bank in the US
I'm moving to the US soon so I need to choose a bank to open accounts with. Does anyone have any advice on which banks or credit unions are good or particularly bad?
For the purposes of this ...
13
votes
9answers
342 views
What are the marks of poor investment advice?
What are the marks of poor investment advice?
Basically, how do you evaluate whether the investment advice someone is giving you is good or bad?
10
votes
4answers
247 views
At what age should I consider buying long term care insurance?
An oft overlooked, but important insurance product that has the ability to protect us from a reasonably likely and fiscally devastating event, Long Term Care insurance seems like something I am out to ...
