Can a mortgage payment date be changed? When we closed on our home over 2 years ago, our attorney told us we could call up the lender and they could change our due date to later in the month. Our due date is always the 1st of the mo, with a grace period until the 16th however, my husband gets paid at the end of the month. We always pay within the 30days however its always after the 16th, therefore we are charged a $75 late fee every month and they are MOUNTING! Any suggestions? Can it in fact be changed and if so, how do we go about it?