My wife and I have a Bank of America savings and checking account. We got hit with our first fee for the pleasure of having an account and I want to move to a credit union.
My wife feels comfortable making deposits via ATM, but the credit union ATM network isn't very dense where we often work and play.
How does it work if we used, for example, Bank of America's ATMs to make deposits? She gets checks from her work more or less once a month to deposit. What fees happen? How long does it take to process?