Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. Join them; it only takes a minute:

Sign up
Here's how it works:
  1. Anybody can ask a question
  2. Anybody can answer
  3. The best answers are voted up and rise to the top

I am considering writing a check to pay off my braces all at once since it is an amount larger than 7.5% of my income.

However it is getting very close to the end of the year; if I write the check in 2010, and the check clears in 2011; will the payment still be considered part of 2010 on my tax write-off since I dated the check as 2010?

share|improve this question
up vote 7 down vote accepted

According to IRS Publication 502:

If you pay medical expenses by check, the day you mail or deliver the check generally is the date of payment.

The quoted text can be found under the section titled What Expenses Can You Include This Year?

share|improve this answer
Protip: Get a proof of mailing or send certified mail in case of an audit. – duffbeer703 Dec 30 '10 at 2:18

Your Answer


By posting your answer, you agree to the privacy policy and terms of service.

Not the answer you're looking for? Browse other questions tagged or ask your own question.