It seems my credit report is empty. When going to annualcreditreport.com, Experian and Equifax both give me generic errors saying my request can't be completed, and TransUnion gives me a report that consists of only a few lines, just stating that my phone company has recently requested to see my credit report.
I've only ever used a debit card. I have a savings and checking account at a credit union. My parents have been the guarantor on the lease of the two apartments that I've lived in for the last few years. I've only just recently graduated from college, but I never took out any student loans. Last month I got off my parents plan and started paying my own phone bill.
Based on this information, shouldn't there be something on my report?
EDIT: This is about the US credit system.