I was reading Clark Howard's Guide for Beginner Investors, and have a few questions:
- What kind of investment account should I put these in? Roth IRA account, regular IRA account, or regular investment account?
- What will be the impact of the expense ratios? Vanguard's seems significantly lower. What does "expense" actually refer to?
- I want to "retire" around age 50, but the reality is that I'll probably keep working. What's the best way to go about targeting an accurate retirement age?