So, I bought some airfare from a foreign airline, and their payment systems were stupidly slow and outdated (esp. when it comes to refunds!), so slow I actually made money due to the USD appreciating.
I paid for my original ticket using a Capital One visa for say an amount that converted to US $1000.
However, I had to change the itinerary and the additional cost due to the change exceeded my credit card limit, and forced me to use another credit card.
So the airline said they'd refund me the original ticket's cost (to me US $1000) to my Capital One, and I so used another card with a higher limit to buy the new changed ticket.
It took the airline almost 30 days to issue the refund. They took so long it fact that the refund (credit) on my Capital One showed as US $1020!
I guess when they converted from their currency to USD there was a different foreign exchange rate!
So my question is, will the credit card company remove the US $20 "profit" this transaction created and keep it for themselves? Or I am entitled to have that as credit for me on my credit card statement?