I have a secure credit card with $300 limit in Wells Fargo bank. I was thinking that they will graduate my secure credit card to a regular one after a year. However, it turns out they do that only for permanent US residents not me. I do have another credit card with $2.5K limit (of course from another Bank) which is enough for me as long as I am in the school.
Does it really hurt my credit history if I close the secure credit card account and release my $300 deposit ?