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Is it possible to get a personal liability insurance if I don't drive (I don't have a driving license and I don't own a car) and if I don't own a house (I am renting)?

The use case I'm thinking about is if somebody gets hurt by my bike, if I inadvertently hurt someone while snowboarding, etc...

I cannot find any way to get any such insurance.

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Aren't you just describing renters insurance? It's like homeowners but it doesn't cover the building. –  Loren Pechtel Feb 12 '13 at 6:24
    
Where are you located? –  Michael Kjörling Feb 12 '13 at 14:51
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@MichaelKjörling New York –  user9273 Feb 12 '13 at 15:24
    
how do you not have renters' insurance? –  warren Jul 18 '13 at 19:16
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1 Answer 1

Check with your insurance agent for a personal liability coverage addition to your renters' insurance, life insurance, travel insurance, or any other insurance product that you might have. You can also add umbrella insurance - on top of the liability coverage of a specific policy (home/auto/renters).

If you don't have any insurance policy at all, then why you're thinking of only these events? You should probably have a long talk with a reliable insurance agent about what coverages you need. Usually, if you're renting - you have to have some kind of renters' insurance.

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