I am applying an apartment whose management company will do some credit and background checking on me.
The application form asks for my employment information and my monthly income.
My financial situation changes over years, but in the past year from 2011 summer till 2012 summer, I don't have income, but I did have regular income before that and will again from this fall.
So I wonder how I should input my income information in the application form?
Can I simply put some average number over the years?
Can property management companies actually have the access to my income information?
The form also asks for my bank checking and saving accounts.
But the balances in my bank accounts are really small. Most of my money has been invested in some bonds and mutual funds.
So I wonder if they can access the balance information from the bank checking and saving accounts I will provide to them?
Normally how serious is the application for an apartment in U.S. (if needed, in Maryland)? Thanks!