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I've got some money sent to me from US on a Citi Prepaid card. (Payment from Google for Google Summer of Code 2012.)

However, I live in Croatia, and the withdrawal fees ($3 per withdrawal, 3% for currency conversion) are far from insignificant. Since I have no plans on travelling to US any time soon, I'm interested in alternatives on how to withdraw the money losing as little of it as possible.

This question is somewhat related, but options for Croatia may differ compared to Australia (Australia is bound to have more options.)

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The best would be to spend the money in US dollars. Order something from eBay/Amazon, even for resale, or pay someone in the US for services that you don't care where they're coming from, etc.

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The eBay/Amazon quite a few items do not ship outside the US, few that ship charge a huge [rightly] shipping fee. So you tend to loose. A better option is to spend on non-shipable items, like software, games, application, ebook subscription etc that don't involve physical shipping –  Dheer Jul 18 '12 at 11:45
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