I have a 401k with my employer that offers a pretty good contribution matching benefit. I am young and I've had the plan for about 5 years and my money is starting to grow into a pool that is big enough not to ignore.
With that said, I want to be sure that I am investing in the right investment options that are available to me within my 401k. The plan offers about 20 mutual funds that are each specific and unique to a certain type of investment (large caps, small caps, international funds, etc.) I can allocate as much or as little to each fund and I would imagine that this type of setup is pretty standard across 401k plans.
I would like to invest in the right options in my 401k for my specific retirement goals. I can do the research on my own, but I am an average joe and I'd like to enlist the help of a third-party service that could help direct me. The company that holds the 401k is a well-known company and does a good job at providing information regarding the available assets, however, I would like to look for the opinion of a 3rd-party that can help direct me in how to invest in my 401k.
I've heard of Smart401k.com but I was wondering if there are any other alternative services that provide the same kind of advice? Furthermore, is there a good, non-biased site that reviews such services?