3 years ago I cancelled my T-Mobile account. I was charged a $250 cancellation fee, plus the amount due at the time, totaling $376.53. Recently I was contacted by a creditor saying I owed T-Mobile over $150 dollars, I was able to track down the payment details 3 years earlier. But I never recieved another bill after the final payment.
After talking to the creditor they said the $150 was billed to me 5 months after my final payment, but didn't have the complete details of the statements. I called T-Mobile asking for the monthly billing statements for the 5 months, but said it was no longer their account (claiming I had to contact the creditor).
I know I can dispute this claim, but is it worth it? I have no proof of the bills for the 5 months before it defaulted. T-Mobile won't seem to release any information to me. I know this is going towards my credit, which will hurt me. It infuriates me that I have to pay this to clear up my credit when I was told by a T-Mobile represenative that I did not owe any more money when I payed the original $376.
What are my options? How can I track down the information to figure out what I owe? My guess is that it is primarmily 5 months worth of late fees on something less that $10. Thanks for any advice!