I am not sure whether I use the right terminology in the heading, since I call the bank account which has only USD "international bank account" because it is not in euros. I need only USD for online shopping.
I need only USD in the international bank account currently to decrease the spread-costs in online shopping.
The prices of international bank accounts are expensive in Nordic countries: 1.5% to put money there and 1.5% again to consume the given money in the biggest Nordic bank, Nordea. So no benefit of using international bank accounts of Nordea only for USD transactions.
Assume that I am not going to travel to USA in four years.
1. Is there any bank account in USA that I can open without visiting USA?
2. What is the cheapest international bank account for me in Europe? I am ready to travel to Germany for instance, since it is so close to me.