I currently have health insurance provided by my employer. My monthly premiums are deducted pre-tax from my salary.
I'm considering canceling this health coverage in favor of an individual health plan. However, I would be paying my monthly premiums post-tax because, of course, these payments cannot be deducted pre-tax from my salary.
So I'm wondering, can I claim these health care premiums on my taxes and gain the tax benefit as if I had these premiums deducted pre-tax?
If so, can somebody give some advice on how to avoid a huge(?) tax return every year?