I'm researching credit unions and banks in Texas due to the recent announcement of Bank of America's $5/mo fee for debit card use.
I'm very mobile. I live in College Station, TX, primarily, but have business in Houston, TX, Austin, TX, and San Antonio, TX that keeps me there for extended times regularly. I often use a rewards credit card that is with Bank of America, but I'm not adverse to paying it off and closing it. My second most used card is my B of A debit card. I rarely carry cash due after being mugged several times.
I'd happily sign up with a credit union, but haven't found one that has branches in all three cities that I frequent that I also qualify for. I do not qualify for USAA as far as I know. I mainly need a debit card and credit card that won't charge me fees.