I'm reviewing my options for health insurance during open enrollment and one of them is a HDHP/HSA option. I hear these are best for young people without chronic conditions etc. I think I fall into this category, so I'm considering it.
I'd definitely try to get at least one year's deductible into the fund, to avoid paying taxes on medical expenses. My question is a bit more long term though: is there a danger or risk in funneling as much money as possible into an account earmarked for health expenses? I'm not sure whether I should be just maxing it out or trying to target keeping around one or two year's deductible and investing the difference in other accounts (403b, Roth IRA, paying down loans, etc.)