2
votes
1answer
18 views

How late is Roth (rather than pretax) still likely to help?

Given the choice, should one switch from Roth to traditional IRA/401k contributions as one approaches retirement, and if so is there any good way to decide when? If it affects the decision, I am ...
0
votes
0answers
27 views

Future Prevision

I'm trying develop a tool that provides the prevision of my expenses based on the ones of the past. Example: I have expend on fuel $150, $200, $180 last three months. Considering the raise of fuel ...
0
votes
1answer
25 views

Best way to make this transaction?

I have to pay through a bank transfer or physical money to third party, and I have my money like this: Paypal account Payoneer account. For what I understand, I can't wire transfer from neither of ...
0
votes
4answers
68 views

Why is it important to research a stock before buying it?

I’ve been thinking about investing some stocks and everyone is telling me that I really should research each stock, look through their financial statements and track the news and understand everything ...
-1
votes
2answers
22 views

Best buying price on stock marketing based on market depth detail (CSE atrad tool)

I'm willing to buy some stocks from specific holdings. And on the trading tool there is a portion shows bid and ask list. Here I attached the screen shot of the window. What is the side (bid / buy) ...
2
votes
1answer
23 views

Does a Roth 401(k) rolled into a Roth IRA count toward the annual contribution limit?

I am trying to max out my Roth IRA for the 2015 tax year, and am wondering if Roth 401(k) rollovers count as a contribution. Roth 401(k)'s are not offered by many employers, so I couldn't find much ...
-1
votes
0answers
17 views

US bank offering Euro-based card?

I'm looking to open an EUR account within the US that offers a Maestro card (in Holland it's called "Betaalpas" which is the only type of card that you can use in all Dutch shops, and with which you ...
5
votes
2answers
139 views

Is losing money in my 401K normal?

I had about $10.5K in my Fidelity 401K account invested in their target fund. I started it a year ago. This is my first time with investing in the stock market. For the past 2-3 months, it keeps ...
0
votes
2answers
33 views

I have a 2008 HHR under finance it needs a new engine

Ive had it for a year now and a check engine light came on they found a misfire which will require a rebuilt engine. I need to get rid of this car quick as it can go out any day. I owe 8000 on it and ...
2
votes
4answers
445 views

How much does credit score matter?

The higher your credit score, the better. If you ever had the choice of two different credit scores, you are always better off preferring the higher one. However, while the utility of a higher score ...
4
votes
1answer
49 views

Why are Bank of America and Citi trading so far below book value?

In 2008, a famously wealthy man bet big on Bear Sterns, citing that it was absurd that it was trading below book value. That man is now only slightly wealthy. The lesson was that you should trust book ...
0
votes
0answers
23 views

Timeline of Economy/Market [on hold]

Is there a resource out there that provides a timeline of the conditions of the economy/market from the past to the current state? The ideal resource should show the year, the state of the ...
0
votes
2answers
60 views

Can I operate whole investing and trading in US stock exchange staying outside USA?

My sister has just gone to USA and will try to settle down. She wants to invest some money in US stock exchange. But she hardly have any idea of stock market. Now she wants me to operate her investing ...
2
votes
1answer
36 views

What will happen if private bank goes bankrupt in India

I saw on news that banks in India are under losses. I was just wondering, are banks in India federally insured? What happen if banks like Yes Bank or IndusInd bank goes bankrupt? How will we ...
0
votes
0answers
56 views

Accepting Legal tender

In Canada, can a retail business in a private setting (open only to employees and not to the general public) not accept cash, credit or debit as payment? Recently our employer implemented a "meal ...
0
votes
0answers
19 views

Interest exemption on under construction property whose possession is delayed [on hold]

I'm planning to buy an under construction property. Say, my loan disbursement starts in Apr, 2016 and if by Mar, 2019 I don't get possession (due to delayed construction) then can I still claim ...
0
votes
1answer
27 views

Whats the best way to convert a contractor's rate to an employee's rate [duplicate]

Whats the best way to convert a contractor's rate to an employee's rate
1
vote
0answers
22 views

How do you calculate your “alternative tax net operating loss”?

In 2013 I had gains from trading futures (Section 1256 contracts) and then in 2014 I had losses trading futures. A few months ago I amended my 2013 tax return to claim a refund via a futures loss ...
-1
votes
0answers
41 views

Buy to let investing in High Ownership country [on hold]

I am looking for data on how much rental price elasticity is affected by Home Ownership rate. My guess would be that the higher is the home ownership in that country the more elastic will retal prices ...
0
votes
2answers
96 views

Can someone steal my government check and cash it?

I get an adoption check every month from Raleigh. I haven't received it for February yet. It always comes by the 6th of every month. I was wondering: could someone have stolen it and cashed it at ...
0
votes
1answer
60 views

Real estate agent wants a loan introduction letter

I was talking to a real estate agent (USA, CA bay area) who told me that I need to not only fill out a loan app, w2, and account statements but also write a introduction letter for the lender. I've ...
3
votes
1answer
44 views

Loan to S-Corp cannot be paid back, how to deduct from personal taxes?

I gave a $15,000 loan to an S-corp where I have a 10% stake. The K1 I got this year only allows me an ordinary loss of $600. However, I know that this business will soon be shut down without the ...
1
vote
0answers
12 views

How to report multiple currency transactions on T5008 (capital gains)

I have a brokerage account with Questrade and recently had a T5008 issued to me. On this slip is a listing of my equity purchases and sales along with the capital gain or loss on each transaction. ...
1
vote
1answer
20 views

Why does Yahoo Finance list the 10y T note (TNX) at 1/10 of CBOE and Google Finance?

As of this asking (after close 10 Feb 2016): Google finance gives the 10-year T note (TNX) as 17.05, down 0.24. Yahoo finance gives it as 1.7050, down 0.0240. The CBOE itself gives it as 17.05, down ...
1
vote
0answers
13 views

Can you combine multiple rental incomes and expenses for tax purposes in Canada?

I have been reporting my rental properties income and expenses separately using tax filling program called GenuTax. It's rather time involved, to simplify things I am wondering if it is possible to ...
0
votes
0answers
22 views

Does the FFT of a price series hold any significance?

I'm just wondering whether spectral/frequency information (by means of a Fast Fourier Transform) about a stock's price series holds any significance in investment? My expectation is that it would ...
1
vote
1answer
61 views

Credit score impact of immediate card payments

Some background In an attempt to get out of the rental game, I'd like to get my score boosted to the point where I can get considered for first time homebuyer programs. I'm spending north of ...
0
votes
0answers
29 views

Why are some calls priced inaccurately?

I'm new to the world of options and my friend noticed this anomaly. The price of a call at 195.00 for TSLA is priced way above similar strike prices (up > 500% today). Is there any reason for this? Or ...
1
vote
1answer
48 views

Can you transfer a Roth IRA to someone else?

My friend's uncle manages a Roth IRA for him that is in my friend's name. He has had this account open since my friend was little (obviously before he was earning any income of his own). I don't know ...
1
vote
0answers
32 views

Canadian Huge Tax Problem - Late Tax and Un Filed

Thank you in advance for helping. I know I need to consult a professional but information before hand is much needed. I missed the last 2 tax filings, not including the one coming up which I will ...
0
votes
1answer
16 views

Can I contribute to a SEP-IRA and a Solo 401(k) for the same business?

This money.SE question and this BogleHeads forum thread both seem to ask about whether or not you can contribute to both a SEP-IRA and a Solo 401(k) at the same time for the same business. I'm not ...
0
votes
2answers
23 views

Would I be taxed on a long term currency exchange?

Recently, USD has been doing really well. I've been considering moving a bunch of money into CAD, to use when I visit there or if I ever move back in the future. It seems likely to me that by the ...
0
votes
1answer
52 views

After-tax 401(k) conversion

I have some questions regarding converting my after-tax 401(k) to either my in-plan Roth 401(k) or an external Roth IRA: When I convert, can I transfer stocks/funds I own in my after-tax 401(k) ...
0
votes
1answer
26 views

car loan but 2 people on title

Can one person take out a car loan but have two people on the car's title?....If I am on the title my son's car insurance drops significantly but he wants to take the car loan out himself (to build ...
6
votes
2answers
944 views

Using a Roth IRA instead of a college savings account

This might be a foolish idea, and if it is please tell me why. Last night I got the idea that it might be a good idea to invest the money that I'm saving for my children in a Roth IRA in their name. ...
4
votes
2answers
116 views

Will I be able to purchase land?

I am 19 and I plan on working on a cruise ship to save up around $20,000 to buy a plot of land in Oregon and build a tiny house for myself; however all of this is just an idea at the moment, nothing ...
40
votes
6answers
9k views

Pay off car loan entirely or leave $1 until the end of the loan period?

Background information: I have a car loan that doesn't require payments if I'm ahead on the loan (but accrues the interest, of course, on the balance remaining). I still have a year and a half on my ...
1
vote
1answer
41 views

If I only have international health insurance will I be fined by not having Minimum Essential Coverage?

I am an international student holding an F-1 visa, and I am working part time where I cannot apply for the employer health insurance. I only have international health insurance (bought in the US) and ...
-2
votes
2answers
65 views

Question about dividends and giant companies [duplicate]

Before asking any questions I'd like to say that I'm not an economist, investor, entrepreneur etc. I just want to know how the world works. My first question is why would giant companies (Apple, ...
1
vote
0answers
32 views

Freefilefillableforms: after fixing rejection errors, will not accept 3rd submission

I e-filed my 2015 return from freefilefillableforms, as I had last year with no problem. This year my first submission was rejected, and I used the online tool to easily identify and correct the ...
0
votes
0answers
19 views

How to transfer money from website account to paypal account [on hold]

How can I transfer money from online account (say, peopleperhour.com) to paypal account. If it is possible what is he procedure?
0
votes
0answers
37 views

How to get access to level 2 stock? [on hold]

So I was considering starting up a website and I was hoping to include level 2 stock quote but I'm not certain how to even get access to the data and upload it? where can I get it and how much do I ...
-3
votes
3answers
124 views

Why do credit card companies want people with good credit scores? [duplicate]

In order to get approved for most credit cards, you need to have a good credit score. But why do the credit card companies want people with good credit scores (which indicate that you're more likely ...
0
votes
1answer
32 views

Transfer funds from Scotiabank to US account at Bank of America

What is the best way to transfer a large sum of money from my checking account at scotiabank to my new account at Bank of America?
0
votes
2answers
113 views

Why my bi-weekly salary after taxes doesn't sum up my yearly income [duplicate]

I'm a little bit confused about my paycheck. We have an internal tool that helps me calculate my bi-weekly paycheck, the details are as follows... keep in mind that my F1 OPT status exempts me from ...
0
votes
1answer
96 views

I was in USA for 4.5 months in 2015 and am married. Should I file my tax return as single or married?

I came to USA in Aug 2015 from India and am married. Should I file my tax return as single or married?
4
votes
2answers
78 views

Does paying more frequently on a simple interest auto loan save me money?

My Auto loan is calculated by "simple interest". Would paying weekly save me money? If so, wouldn't paying daily save me even more money?
1
vote
1answer
94 views

Moving to USA. Already invested money in mf?

I will be travelling from India to USA on H1B visa, for a long term assignment (starting april-16). I have invested in Indian equity mfs from my Indian salary savings. Want to know if my going-to-be ...
0
votes
1answer
77 views

Can you deduct hobby expenses up to hobby income in Canada?

In the US you're allowed to deduct hobby expenses up to (but not exceeding) income from that hobby as part of your miscellaneous deductions. But I can't find a definitive source on the corresponding ...
-1
votes
1answer
38 views

How can I receive foreign funds in my account in an Indian bank which lacks a SWIFT code?

I'm to receive some money in USD from a company directly to my account. I'm a resident of India and the branch where I have my account doesn't have a SWIFT code. The company will not give the money by ...

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