All Questions
0
votes
0answers
13 views
Instrument or Strategy that Tracks the Cost of Healthcare?
Does there exist an instrument or mechanism that can be used as a proxy for the price of healthcare and/or health insurance premiums? For example, suppose there exists a "Health Care Cost index", ...
8
votes
4answers
161 views
Cashing a fishy cheque addressed to someone else
I agreed to cash a cheque for someone I don't really know. In hindsight, this was very stupid, but now I need to figure out how best to get out of this situation.
We both endorsed the cheque, it ...
4
votes
1answer
90 views
How do Islamic Banking give loans for housing purposes?
Islamic banks do not give loans they invest in financial activities of their clients. Am I correct?
If yes, then how can they provide loans for housings? Home loans have nothing to do with business.
...
7
votes
1answer
73 views
What are the (US) tax implications for donationware?
I'm an individual and not a part of any nonprofit organization. What, if any, tax implications are there for donationware in the US (as a recipient of funds)? The product would be software and/or ...
3
votes
2answers
43 views
What happens when shifting debt between multiple credit cards? [closed]
Possible Duplicate:
Is it OK to use a credit card on zero-interest to pay some other credit cards with higher-interest?
Is it possible to pay off the balance of one credit card using ...
3
votes
1answer
28 views
Can I account for start-up costs that occur before incorporation?
I'm starting an LLC with a couple of partners. But before we incorporate we need to finalize a partnership agreement.
I would like to initiate a few time-sensitive things such as a patent search ...
4
votes
2answers
54 views
Where can I find ETFs that go up when the market goes down?
If the general market index goes down, is there a concept of an ETF that will go up on those scenarios?
2
votes
2answers
71 views
Can zero-coupon bonds go down in price?
If you buy Zero Coupon Bond (Tax Exempt), can it go down in price?
For example: This bond is costing 18 USD now and it will give back 100 at maturity, can it cost 17 tomorrow?
-1
votes
1answer
82 views
Singapore to avoid paying taxes, but is it safe to move money in Singapore? [closed]
After reading about Eduardo Saverin (one of the Facebook founder) moving to Singapore to avoid paying taxes.
Beside less taxes, why is it considered safe to move your own money in Singapore? Their ...
1
vote
0answers
29 views
Where to find a list of online U.K. stock brokers that permit trading in U.S. stock markets?
I am currently a beginner investor, in the U.K., and I would like to know what are the best online international stock brokers. That is, I wish to trade stocks that are listed on U.S. stock exchanges. ...
0
votes
0answers
23 views
What's the risk of ETFs issued by European banks if the EURO collapses? [closed]
Since the situation here in Italy is getting really hot, and it will definitely get worse (panic) when Greece leaves the euro, I thought to go to Germany and open a bank account. But it's not that ...
1
vote
2answers
58 views
How to exclude stock from mutual fund
One of the mutual funds I invest in is indexed to the S&P/TSX Composite Index. I have a moral objection to one of the companies who makes up a small part of this index.
Hypothetically, is there a ...
1
vote
3answers
183 views
Can I participate in trading Facebook shares on their IPO day from any brokerage?
Can I participate in trading Facebook shares on their IPO day from any brokerage? Or might accessibility be limited? (I have some money in a Vanguard account and would like to use that if possible.) ...
2
votes
0answers
26 views
What are the differences among all these different versions of Vivendi?
I was interested in buying some shares of Vivendi (NOT interested in any recommendations/evaluations, the only reason I mention this specific company is that it's relevant to the question) and asked ...
-1
votes
0answers
30 views
Is it possible to buy & transfer US Dollars to a US bank account from Paypal from another country? [closed]
I'm in a bit of trouble here, I'm not in the US. My government has decided to block all operations of foreign money exchange. It is not possible for me and my citizens to buy US dollars at the quoted ...
0
votes
0answers
31 views
Calculate EPS yourself
According to finance.yahoo.com, PriceSmart Inc. (PSMT) has an EPS of 2.1 as of May 14, 2012 close. Where exactly do they get the earnings from?
I thought I understood the EPS, but when I tried ...
0
votes
1answer
39 views
Calculating EPS
I have started teaching myself basic business stuff and have a question regarding calculating earnings per share.
Q:
[bunch of numbers for revenue, expenses...]
At the beginning of year: 80,000 ...
1
vote
3answers
120 views
Sales Tax: Rounded Then Totaled or Totaled Then Rounded?
E.g. There is a sale with 3 items, each costing $1.00. Sales tax is 12.4%. In calculating the tax for each item, do I round the tax amount first and then total everything up? Like this:
ITEM 1: $1.00 ...
0
votes
1answer
56 views
Why do Central Banks buy gold for their gold reserves?
I read The People's central Bank of China (i think called PBOC) should have bought 50 to 70 tons fo gold in 2011 (Marcus Grubb, managing director World Gold Council). On the same article it states ...
0
votes
1answer
39 views
Looking for particular iphone financing app [closed]
About 8 months ago, when I had an iPhone, I had a financial app installed that (retrospectively) turned out to be the best financial app I've ever used. Now I'm trying to find it for a friend and ...
9
votes
3answers
159 views
How do people trade up from one house to another?
Newbie question here folks. My wife and I currently own our first (20% down on a condo in San Francisco in 2009; fixed 30-year loan). Obviously at some point (maybe 2-4 years from now) we would like ...
4
votes
2answers
90 views
Stale dated check in posession, company won't reissue, sol?
Basically as the topic suggests I have a check in my possession which while it doesn't have "void after.." appears to be valid only for 6 months. Company isn't responding to emails, I have a credible ...
1
vote
2answers
56 views
What does “running a very large fiscal deficit” mean?
Recently I was reading an article on ft.com, and I came across this quote:
They [yield on gilts and bonds] are particularly striking in the cases of the US and UK,which unlike Germany, run very ...
3
votes
1answer
71 views
Who maintains receipt for employee expense reimbursements?
I was sent to the store by an employer. While at the register I was informed by the merchant that my employer's particular type of payment was not accepted. I paid for the purchase with my own cash.
...
1
vote
0answers
23 views
open Canadian brokerage account?
is there anyway to open a Canadian brokerage account while still being a u.s citizen? i would like to open an online brokerage account if possible in canada to trade on the TSX; (i hate ADR)
thanks
2
votes
2answers
55 views
Who should claim Flexible Spending Account in a household
Suppose my wife and I both can claim FSA but the max is 5k. And suppose we both have two dependents on our w-4. The big difference is lets say I get paid 100k and she gets 50k. Who is the better ...
2
votes
2answers
65 views
Is there to (auto) insurance companies as there are credit unions to banks?
I have been paying my insurance company $250 a month for a $1k deductible, "full coverage" insurance policy.
Long story short, on coming through the policy, two major things I need after I was ...
1
vote
1answer
22 views
Long term bond index prices before 2000?
When comparing TLT (Barclays 20 year bond index) with the S&P 500 (e.g. VFINX) it looks too good to be true - almost perfect negative correlation. When the stock market crashes, TLT skyrockets in ...
1
vote
2answers
80 views
What are the best retirement plans for a self-employed?
If you don't see yourself as someone who would end up with one (or a few) employer and would have long periods of self-employment, what is the best approach to retirement plans?
0
votes
0answers
18 views
Books and resources about investing for absolute beginner? [closed]
Possible Duplicate:
What is your favorite book on the topic of INVESTING?
I am totally absolute beginner who wants to know about investing. As I want to gain knowledge on investing, can you ...
2
votes
1answer
89 views
Faster degree with debt or slower degree with no debt?
I'm looking at going back to school, and I have the option for two different speeds at which I could pursue my degree. The following numbers are assuming none of my credits transfer. They all should, ...
3
votes
1answer
48 views
Can somebody give a brief comparison of TSP and IRAs?
If you can participate in a Thrift Savings Plan (TSP) or you can have an IRA, generally speaking is there an obvious preference?
1
vote
2answers
92 views
How do historically low interest rates affect real estate prices?
30-year fixed interest rates have hit a historic low today: 3.83%. I happen to live in the second hottest real estate market in the nation and am considering purchasing my first home, which would be ...
1
vote
0answers
45 views
What is a good way to determine where and to whom to sell gold jewelry?
In my family we have some gold-based jewelry that we want to sell.
Not actually needing to sell it, we can afford to look around for a buyer.
However, I don't know anything about this sort of thing ...
1
vote
1answer
31 views
Apply US-Germany tax treaty to W-2 income?
I am a PhD student in the US, originally from Germany and here on a F-1 visa.
Mid last year, my status changed from being on a fellowship to being on a research assistantship. Hence, I got a 1042-S ...
3
votes
3answers
68 views
How long should I keep an uncleared transaction in my checkbook?
About three months ago I went out to eat and paid for the meal with a combination of a gift card and my debit card, afterwards the portion that was paid via debit card was recorded properly and since ...
6
votes
3answers
113 views
Saving for niece's education: Roth vs 529 vs something else?
I am considering starting an account to help fund my girlfriend's niece's education. I am looking at contributing a small amount each month. I would also like to maintain control of the money and be ...
5
votes
1answer
78 views
Keeping our current home (second property) as a rental. Will it interfere with purchasing a third home?
Prior to moving to our current location, my wife and I lived in a one bedroom condo. We continue to own the condo, owing about $80k on it. We get enough rental income that we make a profit after condo ...
4
votes
2answers
56 views
Ohio school tax
My mother recently got a letter from the state of Ohio saying she didn't pay a school tax that was active for her 2010 return. She filed through H&R Block so went there thinking they should be ...
2
votes
2answers
63 views
How can I estimate the value of private stock behind employee stock options?
I'm considering an offer with generous options. I have pretty high risk tolerance, so I'm just trying to estimate the expected value of the options.
To the extent possible, I want to base this on the ...
6
votes
1answer
166 views
I am a small retail investor. Can I invest in the Facebook IPO at the IPO price? [closed]
Possible Duplicate:
How can I purchase Skype stock during the IPO?
I've heard that only big institutional investors will be able to purchase Facebook shares at the Facebook IPO price. A ...
2
votes
0answers
34 views
How does a small worker co-op track/manage stocks/shares
I'm considering converting my small business into a worker co-op where all employees are also owners of the company, and I'm wondering how each worker's share (e.g. in the case of preferred stock) and ...
3
votes
1answer
94 views
How do hedge funds work?
I understand the basic idea of hedging - buying contracts on something today hoping it will help flatten costs over the long run (eg what Southwest did in the late 90s and early 00s when they bought ...
2
votes
1answer
48 views
How does investing in commodities/futures vary from stocks?
I understand the basic concept behind investing in a company via stock purchases: you get some minuscule percentage of the company, and get to benefit from that ownership.
Investing in commodities ...
0
votes
1answer
28 views
How do the returns generated via Equity/Debt investment differ from the returns from a Mutual Fund based on Equity/Debt?
My point is as both involve equities/debts(direct investment) in the main role, how is it that Equity/Debt is considered as a high returns/high risk venture and Mutual Fund a low risk/ low return ...
2
votes
0answers
48 views
What investments are positively related to the housing market decline?
What investment sectors/areas generally go up when housing prices decline?
0
votes
1answer
27 views
What is the best way to extrapolate volume on the market for one day of trading?
If the 50 day moving average of volume for given stock is 400,000 trades, and at 10am the stock has 150,000 of trades already executed the odds of going above the average is pretty high. Is there any ...
1
vote
1answer
33 views
NYSE & NASDAQ: Mkt Cap: $1 billion+
I am looking for an online source to get all NYSE and NASDAQ stock symbols representing companies with a market cap of $1 billion or larger. I have looked at this screener from yahoo finance, but it ...
6
votes
3answers
247 views
Would depositing large cash amounts cause problems?
I saw an article recently where a man withdrew $600,000 USD in cash from his bank. I'm sure many folks here would advise against this move for obvious (and perhaps not-so-obvious) reasons.
My ...
2
votes
1answer
121 views
Why did Apple instantly become the most volatile stock in the US?
I fully understand that it went up quickly by a lot, and have no problem with the recent drop. But why did it seem to instantly become so volatile? It seems like every day it's up or down 2% or ...
