0
votes
0answers
3 views

Withdrawing/depositing money from/in a foreign bank account

I am a legal alien allowed to work in USA. I recently opened a checking account in Bank of America and deposited some money (dollars) in the bank. I wish to know how I can access my account to ...
1
vote
0answers
11 views

Open A Bank Account In Another Country

I'd like to take advantage of foreign currency rates. How can I get a bank account in foreign countries without visiting them?
0
votes
0answers
15 views

When a company liquidates, are earlier investors paid back first?

Let's say a company with multiple investors liquidates without any explicit agreements to handle this scenario. The company has less cash than the initial investments. Do the early investors get paid ...
0
votes
0answers
18 views

Condo Hazard Insurance Question

My condo building has hazard insurance - My mortgage company has the current ins. cert. I sent them one last year too (a few times actually because they kept claiming not to have received it) NOW ...
0
votes
0answers
31 views

Countries With Best Healthcare For Retirees [on hold]

I newly retired and one of my concerns has been healthcare, which is too high in cost where I live (US). I remember when healthcare deductibles would go up about $10-20 a year and that was easily ...
1
vote
1answer
31 views

What can I do to remedy ISA cash/shares transfer latency?

I discovered recently that in the UK, money deposited in a cash ISA could be transferred to a stock ISA and vice versa. Of course the sum invested in cash + stock is constant (there is a yearly ...
-4
votes
0answers
51 views

What business would you suggest to make a billion dollars from a $10 billion loan through SBLC - Standby Letter of Credit? [on hold]

Luckily over a month ago, I found an interesting way to raise money even if I don't have a good project and that is through SBLC - Standby Letter of Credit. I saw numerous companies over the internet ...
-2
votes
1answer
47 views

What are the ways to earn money at the age of 18? [on hold]

I'm a student of Grade 12,I'll turn 18 this upcoming October.I was thinking it would be great if start earning money soon.So,I needed some suggestions on which jobs are more likely to suit an ordinary ...
-1
votes
0answers
17 views

What amount of money will be credited in my account if i do a fixed deposit of 1 lakh rupees for a period of 5 years [on hold]

If I made a fixed deposit of 1 lakh Rupees for 5 years with 7.75% interest and quarterly compound, how much money will I be getting at the end of 5 years? Also how much money will be credited every ...
1
vote
1answer
64 views

How should one refuse to father in law (Chinese) when he wants to borrow money? [on hold]

I’m 24, male was born in Western Europe, currently living in China. The main reason why I’m in China is my girlfriend who I met back at my home town and she happened to be Chinese. I’m full time post ...
0
votes
2answers
70 views

I cosigned but the car company made me the primary

Help. I need any advice I can get. I helped a friend who was in a bad situation. We had known each other for over 30 years. I got her out of the situation and was letting her live in my home for free ...
0
votes
1answer
8 views

US $ transfer from Indian NRE external account to US account

I have a NRE External Account-US $ 50,000 Fixed deposit in Indian nationalised bank on my name with nominee as my daughter.I now want to wire transfer same to my daughter on her US Bank account. Is ...
3
votes
1answer
67 views

401k Loan Default Remedies

I took out a 401k loan against a new home, and failed to make the payments in a timely fashion due to misunderstanding on my part and lack of address updating on the plan holder's part. My first ...
0
votes
1answer
30 views

Whether it is possible to get copy of my W-2 from IRS for past few years?

Whether it is possible to get copy of my W-2 from IRS for past few years? For some reasons, i need to have copy of my last 7 years W-2. I was wondering whether it is possible for me to get my copies ...
-4
votes
0answers
46 views

Has anyone here with 0 income been approved for Tangerine's Cash Back Credit Card? [on hold]

A student without income, my sister wishes to apply but Tangerine's website does not discuss eligibility for people like her. She has a perfectly responsible record with her Secured Credit Card for 5 ...
0
votes
1answer
38 views

Sending more that 10K USD to UK Business Account

I have my brother who lives in USA, he wants to send around USD 10000 to UK onto my Business Account Via Wire transfer through Bank to bank for Loan Purposes. My brother is worried as in US a ...
-1
votes
2answers
74 views

Should I try to close unused, old bank accounts?

Many years ago I opened a few bank accounts in my home country. Only a few dollars inside. When I moved oversea, I forgot to close them. I think they would have gone 'dormant' or 'closed' ...
2
votes
0answers
95 views

Do I have to do something after 25 years of not being able to make a payment to get forgiveness

My first loan was in 1979 and I have never had enough income to be required to make a payment (despite a Masters in Computer Science). I believe I have always been on some sort of income based plan. ...
-2
votes
0answers
26 views

Websites to download free historical intraday forex data [on hold]

I am looking for websites where one can download free historical intraday forex data. I do not need real-time feed.
-1
votes
0answers
12 views

How to send USD to a friend in US from India? [duplicate]

I want to send around $250 from India to an Indian friend who currently lives in the US and has a US bank account. What is the best way to do it? TIA. :)
0
votes
1answer
41 views

What is margin in F&O trading?

I am new in trading and want to trade in Futures. I used the span calculator for that and get the following result : Buy 1 lot Sell 1 lot Initial margin 31,225 30,...
-2
votes
1answer
52 views

Is it reasonable to exchange pounds (GBP) right now, after the Brexit referendum? [on hold]

Would it be reasonable to exchange British pounds to dollars or euros now? Should we expect the pound to fall even more? What should be the reasonable step to take to reduce the losses?
-1
votes
2answers
23 views

Optimize return of dividends based on payout per share

A cursory search with the title of the question would most likely point a person towards looking at Div. yield or P/E ratio. The closest I term I can find to what I describe is Div. per share (DPS). ...
2
votes
1answer
55 views

How should Form 1040 be amended if error was introduced on lines 78 and 79?

Background Previously I asked "Where is payment for failure-to-file and failure-to-pay penalties included on Form 1040?" There I found out that the failure-to-file and failure-to-pay penalties should ...
-2
votes
0answers
43 views

Investments to generate income? [on hold]

So I'm currently in college but for the summer I'm trying to save up a good amount to invest it in something that generate income not a lot but just to pay for gas and food at least any suggestions ...
-3
votes
0answers
32 views

Best forex trading broker [on hold]

Which is the best forex trading broker, FinproTrading, fxcm or forex.com. I am a beginner and wants to where to start trading?
1
vote
2answers
60 views

How can a Canadian individual and / or a business invest in a unmanaged index fund?

There's a lot of advice of buying into an unmanaged S&P 500 fund and holding it. But since it's unmanaged no financial advisor is going to advise you to do that because there's nothing in there ...
4
votes
1answer
89 views

Lending money to colleague with interest - how to legally bind agreement

A colleague of mine has student loan debt of ~35K at 7% APR interest. I have more than enough principal to pay off his debt, and for my troubles (and risk), I think asking for a 4% APR is not out of ...
28
votes
8answers
6k views

Why do stock prices of retailers not surge during the holidays?

My six-year-old (!) son asked me this question and I didn't have an answer, so I told him I'd get back to him. He asked why people don't buy a large number of shares of a company before the holiday ...
1
vote
1answer
43 views

Do I need to pay taxes in India?

I am working on a two months of independent In-house corporate photographer with a US company. I came here on Business Visa and I should had to open local bank account because the company is only ...
-3
votes
1answer
55 views

Trading: who takes the money from FRENCH40 Or GERMAN 30 [on hold]

I was wondering who have profits from the price of the trades like DOW-30 or CAC-40 or DAX-30? Will it be distributed to companies of the group or is it taken by the government? (It may seem a stupid ...
3
votes
2answers
51 views

Need help filling out W-4 form

I need help filling out W-4 form so that I get more money from my paychecks and pay less tax. Recently my circumstances have changed, I am married and have 1 child (2 months old), only I work my wife ...
0
votes
1answer
38 views

Credit card OTP mechanism

When I purchase anything online, after adding my credit card info, all the payment gateways will forward to a Ui to enter the OTP which I will receive as SMS. This gives me a confident that in order ...
4
votes
2answers
60 views

How to secure one's effort when working on a contract?

As a youth I was verbally contracted by my then-dentist to write a system that spares him from being innundated with patients paperwork. Naively, I negotiated neither requirements nor compensation. ...
-3
votes
2answers
30 views

using deed's of trust to negotiate for higher prices for land sales

It seems like Deeds of Trust's for real estate properties (which are public records) include the loan amount on them (assuming a loan was obtained for the purchase of the property). Obviously this ...
3
votes
3answers
117 views

Are there special exceptions to the rule that (US) capital gains taxes are owed only when the gain materializes?

Normally capital-gains taxes on equity are only owed when the gain is realized, i.e. when the shares are sold. Does this change (in the US) if the gains are the result of an IPO or if the person ...
0
votes
0answers
14 views

Interbank Fund Transfer (Different Currency) Journal Entry

I have been having this problem for a long time. My base currency is in SGD. However, I have 2 accounts SGD Bank & USD Bank. Sometimes, I have to transfer from my SGD account to my USD account ...
1
vote
1answer
19 views

Which is better for USD payment for Indians : Wire Transfer or Cheque?

I am about receive some reimbursement of ~1000 US dollars. I live in India, whose currency is INR. I have the option to receive the money in form or cheque or wire-transfer. Which of the two mode of ...
10
votes
1answer
1k views

In what ways can a public company ask for money?

I'm just curious, what are the ways that a publicly traded company can ask for more money? Do they just sell shares of their company stock they own themselves, or do they issue more bonds? Are there ...
0
votes
0answers
11 views

Expired payroll check [duplicate]

I live in Virginia and I found a payroll check from a previous employer that is to old to be cashed. Is my previous employer required to reissue the check? It has been about a year but I still need ...
0
votes
0answers
25 views

Postbank (Germany) - transferring money to the US - what are the best options?

The German 'Postbank' offers money transfers to the US on their website. Has anyone experience with that? My question are for the cheapest and fastest way (of course); namely: should I pick '...
0
votes
1answer
26 views

Difference between double declining balance and reducing balance

As I understand it if we have a double declining balance asset worth £10,000, declining over 10 years, we will depreciate by an annual rate of 20%. But I have also been told that double declining is ...
2
votes
1answer
53 views

Where is payment for failure-to-file and failure-to-pay penalties included on Form 1040?

Form 1040 line 79 is for "estimated tax penalty", but my understanding is that this is for 'penalty for not paying estimated tax', not 'the estimated amount for all tax penalties'. If this is the case,...
5
votes
3answers
94 views

Clarifying a phrase on a rent agreement

Consider the following sentence: "For the period from Tenant's move-in date, _________, through the end of the month, Tenant will pay to Landlord the prorated monthly rent of $1200." Does this mean ...
-3
votes
2answers
53 views

How to deposit a cheque issued to an associate in my business into my business account?

A customer paid with a cheque made out to an associate in my business instead of the business name. How can I deposit this cheque into my business account ?
0
votes
0answers
13 views

Can a Florida LLC become a benefit corporation? [on hold]

Can a Florida LLC become a Benefit Corporation? Are their any requirements besides filling out one of these two forms? http://form.sunbiz.org/pdf/Inhs75.pdf http://form.sunbiz.org/pdf/Inhs76.pdf
0
votes
0answers
23 views

Trying to get Post tax deduction for Insurance premiums

How can you make your company take the premium post tax? I retired and have a RHCA(Retirement Health Care Account) to pay premiums only. My husband still is working and I can't pay premiums of pre-...
3
votes
0answers
64 views

Why do currencies cover orders of magnitude? [migrated]

Using 1 USD as a reference, most currencies are within an order of 5 away from the USD: that is, one unit of most currencies is worth between 0.2 USD and 5 USD. (Source.) In fact, most European ...
31
votes
3answers
7k views

Can I profit from anticipating a drop in value?

Suppose there is an investment, such as a stock, which I currently own no units of. I predict this investment will soon drop in value. I have no reason to predict that the investment will bounce back ...
0
votes
3answers
72 views

What type of an account to store emergency fund? [duplicate]

I'm working on building up my emergency fund. I put the money into an Ally online savings account yielding 1% interest. Would it be wise to put the money somewhere else that gives a higher rate of ...

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