-1
votes
0answers
9 views

strange handling

My question is confusing, I hope I will make it simple. I get cashier check to pay my landlord. They won't sign nor endorse the back of the checks. But try to deposit it in mutiple accounts/banks. ...
0
votes
0answers
4 views

Are there any good deep discount brokers for forex options? [on hold]

I'm looking to startup a hybrid hedge fund website and I am looking for a really good deep discount broker where I can trade forex options. Despite my best attempts at googling, I haven't found a ...
2
votes
0answers
8 views

How much risk should I take for each stock I trade? [on hold]

If I am trading stocks in the short to medium term, say between one month to one year, how much risk should I be taking for each trade I make? I plan to start trading with $50,000 of capital on the ...
0
votes
1answer
6 views

Understanding the synthetic long put option

I am having trouble understanding the following synthetic relationship: Synthetic long put option = Short underlying + long call Now, if XYZ is at 40, and I short XYZ at 40 and also purchase the ...
1
vote
2answers
30 views

How do I know what credit card to sign up?

So I'm very late to the building-up credit party (27 y/o) but I was thinking since I use Amazon a ton and will be using it even more now that I'm moving into my own appt, an Amazon Credit Card would ...
1
vote
1answer
13 views

Paid extra tax. Do I need to get a corrected 1099G?

I got a state income tax refund for tax year 2013 from the state of Maryland last year (2014). That refund is correctedly stated on the 1099G I received. However, subsequent to getting the refund, ...
3
votes
1answer
34 views

How do I deduct state tax overpayment when going from “married filing jointly” to “single”

In 2013 I was married filing jointly. We had underpaid our state taxes by $24,000 so we wrote a check to the state for $24,000. In 2014 we divorced, and are filing separately. The $24,000 can be ...
4
votes
1answer
491 views

Do you pay taxes on stock gains that are just returning to their original purchase price?

If a stock that I purchased in 2013 lost money overall in that year but then in 2014 the stock increased to the amount I paid for it, do I pay 2014 taxes on the stock increase? My account history ...
0
votes
0answers
31 views

Can my U.K. limited company buy real estate in an other country?

Can I invest in real estate in another country? What are the limits, the rules, the things to know...?
0
votes
1answer
93 views

Is laminate flooring an “Improvement” or “Depreciable Property”?

My question assumes MACRS GDS depreciation, in the United States. I converted my primary residence to a rental property last year. While I still lived there, I installed laminate flooring in some of ...
1
vote
1answer
46 views

How can the interest on a savings account be higher than the mortgage rate?

Look at http://www.ratehub.ca/mortgage-rates-vancouver and observe mortgages available for 2.0% - 2.05%. Look at http://www.tangerine.ca/en/landing-page/bonus50/index.html it gives you 2.5% interest. ...
1
vote
1answer
37 views

Does it affect our credit score if we refinance one mortgage and apply for a new one within a short span?

We're considering moving from our current home by purchasing a new one prior to selling the old one. However, we refinanced the loan on our current home less than a full year ago (approx 9 months ...
0
votes
0answers
27 views

Financial product with high variance, instead of lottery

When I was a kid, our family would once a year play the lottery. We kids talked with our parents about what we would do if we won the jackpot, and whenever we won something small like $100, we would ...
2
votes
1answer
20 views

Filing Dual Status Return with one W-2 From Same Company

I was non-resident (NR) alien during first part of the year and became resident (R) alien the second part of the year. I worked for the same company the whole year and was issued W-2. During the ...
3
votes
2answers
54 views

Can I claim my daughter as a dependent on my 2014 tax return even though she got married in August?

Can I claim my daughter as a dependent on my 2014 tax return even though she got married in August? She did not live at home but was a full-time student for at least 5 months out of the year, and we ...
2
votes
0answers
49 views

Self Employed, but not required to pay estimated taxes?

According to Chapter 2 of Publication 505 on the IRS website, I am not required to pay estimated self-employment taxes because I do not plan on having taxes totalling over $1,000 by the end of the ...
0
votes
0answers
19 views

Can I claim a child as a dependent on my tax return as a J-1 visa holder?

I'm at loss how to proceed here. I'm a J-1 student graduating with a Ph.D. in May. The whole previous academic year I've been abroad working on my dissertation. My wife has had a J-2, which expired ...
0
votes
3answers
35 views

If the put is more expensive than the call, what does it mean

If an At the money Put trades for much higher than the ATM call, can we say that people are expecting the stock to move down? After all, what else could be the reason if the put is more expensive ...
1
vote
1answer
53 views

As US citizen want to send money to my parents account. Do they need to pay tax? If not how can they show that it is a gifted amount from my daughter?

I am US citizen and want to send around $45k to my parents in India. Is there any kind of tax I or my parents need to pay? If not then how can they show that it is gifted amount from their daughter in ...
0
votes
0answers
29 views

how do we bill us client if we are billing from the caymans? [on hold]

Our software company is in the caymans are we subject to usa witholdingt tax if we bill a us company for our services? no body in the company is a us citizen nor do we have an office in the us
1
vote
2answers
122 views

Am I investing properly for my future?

What should my next step be? I apologize in advance for the length of the post. I consider myself to be in a good standing, but I'm always looking for ways to improve. Student loans: I graduated ...
0
votes
1answer
27 views

If an option's price is 100% made up of its intrinsic value, is there a way to guarantee a non-loss while having a chance at a profit?

Let's hypothetically say that a stock is trading at $153, and I can buy its $150 call option for $3. If I shorted 100 shares of the stock and bought 100 options, then I would be guaranteed to break ...
2
votes
1answer
37 views

Should the amounts in W-2 Box 14 appear in Box 14 in TurboTax?

I bought some company stock via ESPP and had my first bundle of RSUs vest. The amounts are both shown in box 14 of my W-2. However, I don't see any value imported into box 14 of my 1040 tax return ...
1
vote
1answer
33 views

Where to find the full book of outstanding bids/asks for a stock?

I am looking for the full set of information for the "Book Viewer" on this site. Where do you find more than the top of the book for outstanding orders for a stock?
0
votes
2answers
33 views

Risk and reward of a synthetic option position

I am trying to understand option synthetics. This article mentions: For example, if your stock is at $100 per share and the you sell a 105 Call and buy a 105 Put, you have zero risk (and zero ...
2
votes
1answer
39 views

How should accounting software be categorized in terms of business expense?

I'm using online payroll software to manage payroll for employees and contractors. What category would the expense of this software fall under?
2
votes
4answers
235 views

How can people have such high credit card debts?

Apparently, the average US household has 16000 US$ in credit card debt, with even college graduates having 2000 US$ by the time they graduate. In Canada, this figure is almost 27000 CA$. For ...
-5
votes
1answer
53 views

Portfolio Diversity : invest $4000 into one account or $1000 into 4 accounts?

I have a simple question : regardless of portfolio diversity and how it could be a more stable source on income, i'd like to know what system will produce more money ? $4000 into one account symbol ...
1
vote
1answer
56 views

If I buy a $0 subsizided phone with a carrier, can my credit card extended warranty apply to the phone purchase?

I'm currently considering getting a subsidized phone for $0 with a 2 year contract through some Canadian carrier. I'd like to use one of my credit cards that extends the manufacturer warranty up to 2 ...
3
votes
0answers
30 views

How to evaluate growth stocks

What are good metrics to evaluate growth stocks? I have been following the site buffettsbooks.com and it teaches you how to evaluate value stocks based on Warren Buffet's principles. These are ...
1
vote
1answer
31 views

Is corporate housing provided as part of a relocation package tax-deductible?

I have a question about Publication 521 (Moving Expenses). The publication indicates that lodging during the move is a deductible expense. When we moved, my employer paid for us to stay in a hotel ...
1
vote
2answers
81 views

Is it legal to have a Savings account in india while I am working in the US

I have been residing in the US since 2012. I have recently started working for an employer since 2014. I have three related questions. Due to lack of due diligence on my part, I missed couple of ...
0
votes
2answers
36 views

Should I use 529 plan?

My wife is going to get a Master degree in a state university for continue education. She already finished 3 credits. The tuition was just withdrawn from our checking account. We never use 529 plan ...
20
votes
9answers
5k views

One of my stocks dropped 40% in 2 days, how should I mentally approach this?

Right after the event, I felt shocked and depressed. I've been engaging in stocks for about a year now but I've never encountered such a big jump in such a short time. What I'm planning to do is just ...
0
votes
0answers
42 views

There was a letter sent to me from the irs [on hold]

I'm writing this to see if anyone can help me with a letter that was sent to me by the IRS concerning my refund about the 1095a form. Thanks Evelyn Sims
3
votes
3answers
708 views

Can someone explain to me how should I go about paying off my student loans?

I have two loans right now: $72k Balance - Minimum of ~$500/month payments and $30k Balance -Minimum of ~$350/month payments The part that is confusing me is how much of my ...
1
vote
1answer
47 views

Tax Implications - First 2-Family Rental Property

My brother and I have opened up an LLC and have put an offer on our first 2-family for a rental. We have some questions on loans/tax implications for the business that we're hoping to get some ...
1
vote
2answers
74 views

Insurance, healthcare provider, apparent abuse, lack of transparency

I'm now covered by my employer's health insurance. We're used to shopping around for health care, so we expect to spend $80 to $100 at the doctor if we're sick. My wife has an understandable ...
0
votes
1answer
54 views

How can I resolve a missing credit card reward check?

My wife has a points-based rewards card with a significant point balance. Recently she tried to cash her points (for around $200), requesting a paper check be sent to her mailing address. After 3 ...
2
votes
3answers
1k views

Is it worth contributing to my 401k if I will only stay with the company a short time?

I have recently become eligible for my employer's 401k plan. For reasons that I will not discuss here, I do not intend to stay at my current employer for longer than another year or so at most, ...
0
votes
0answers
27 views

What does length-of-pay mean in reference to mining/energy companies? [on hold]

I'm researching EQT and saw this quote: "The Company drilled (spud) 345 gross wells during 2014, including 196 Marcellus wells, with an average length-of-pay of 5,850 feet; 103 Huron wells, with an ...
2
votes
1answer
50 views

Why would I choose a 40-Year depreciation instead of the standard 27.5-Year?

I converted my primary residence into a rental property last year. For depreciation purposes, I must choose between GDS ("General Depreciation System") or ADS ("Alternative Depreciation System"). ...
2
votes
1answer
12 views

Does dividends lead to early assignment of put option, or just call option

Is it correct to say that I risk early assignment only when I am short calls, not short puts? Because the option owner will want to buy stock to capture the dividend, he can only buy it by exercising ...
2
votes
2answers
523 views

Whats tips do you have for someone beginning to invest in property?

For a first time investor interested in investing in property, what are the options? Would they be better off buying their own home and holding it for capital growth, or a buy-to-let property they ...
20
votes
8answers
4k views

To pay off a student loan, should I save up a lump sum payoff payment or pay extra each month?

I am a new college graduate with a student loan of $17k at 6.8% interest. The monthly minimum payment due is $193. I have been paying the minimum amount, and then taking that same amount and placing ...
-3
votes
0answers
32 views

Is Possession is mandatory or either of Possession or Sale deed is acceptable for Home loan deduction? [on hold]

I am claiming the Home loan for the first time and I have submitted Sale deed and Provisional certificate from Bank. I want to know if the house is under construction and not yet occupied. Do i need ...
3
votes
1answer
39 views

Unused Education Tax Credit carryover amounts in ON Canada

I am filing taxes in Ontario, Canada, using simpletax.ca which has been a super useful platform. I am struggling to understand how it is calculating my refund, however. From 2013, I have $16,473 in ...
4
votes
1answer
77 views

What is the penalty for having an HSA and Medicare?

If I open a HSA my employer will contribute $1000 yearly, but I am not supposed to contribute to an HSA because I have Medicare Part A. What is the penalty for contributing to an HSA when you have ...
0
votes
1answer
90 views

Defaulting on early termination charges out of a phone contract

I was wondering what the consequences are: is your credit history ruined, or merely dinged? Is the blow recoverable? Can the carrier try to get the money back in court? I assume you'll wind up ...
0
votes
1answer
96 views

Child is on the way, invest for college and car fund options - opinions

I have a baby on the way and own my own business. Because I have my own business my income is volatile every month, and don't want to count on contributing monthly for 20 years for my child college ...

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