0
votes
0answers
2 views

Converting annual interbank rates into monthly rates

I have a time series of the three month interbank rate each month. I suppose that the rate is give annually. I need these interbank rates to be on a monthly basis because I want to us these rate as a ...
0
votes
1answer
20 views

What is the best use of this cash, investment or payoff bills?

I have about $7000 from a matured CD My 'portfolio' consists of a 401b with my job, no matching funds, worth about 25,000. My house will be paid off in 8 yrs. I have a home equity line of credit at ...
0
votes
0answers
37 views

New to investing with $7000 and retiring in 10 yrs [on hold]

I have about $7000 to invest. What is the best way and/or place to do this. I am 57, will retire in 10 yrs.
1
vote
1answer
24 views

Forex - Does initial currency invested matter?

My question is around the base currency and what bearing, if any, this has on the to the initial currency you invest when opening a trading account. For example, I live in the UK so I open an account ...
2
votes
2answers
74 views

I plan to buy a car soon and I have the cash. Should I use my credit cards to pay for them?

I have enough cash to pay off a car I'm planning to buy. However, instead of using cash on a debit card, I thought of using my credit cards instead so I can earn points on them. Are there any ...
3
votes
2answers
111 views

Should I cash out some of my retirement to pay credit card debt?

I'm very recently divorced and have accumulated the following credit card debt, both during my marriage and during my separation, when I struggled to get by while paying both a mortgage and rent on my ...
0
votes
0answers
42 views

EU company selling internet services to US customer, any tax?

I know that companies from US selling electronic goods to EU customers over internet need to charge and pay EU tax rate. For example if the company from US with no physical location in EU sells web ...
19
votes
3answers
2k views

Why does Chase Freedom require me to “activate” my card for rewards every quarter?

Note: The "activation" I am talking about here is not the same as the "activation" in this question. I just got a Chase Freedom credit card, mostly for the 5% cash back rewards. I had seen that ...
-3
votes
0answers
75 views

Can I buy a home in this situation? [on hold]

Me and my husband may split When we bought this home. I stayed with the home and he deeded it to me strictly. Now I'm sole owner and I just put renters in it they just signed a one year open ended ...
2
votes
1answer
43 views

Clarification on maintaining 401 K Account with Ex-Employer? [duplicate]

A year ago, I changed my job and holding new 401K with my current Employer. I have not transferred my previous 401 K account to my new Employer. I still maintain my existing 401 K account with my ...
2
votes
0answers
31 views

Why doesn't GnuCash auto-reconcile non-bank accounts?

I use GnuCash for the sole purpose of keeping track of my personal finance. When I do my monthly reconciliation on my checking account, savings account, and credit card account and everything is all ...
1
vote
0answers
20 views

Total market cap in country, and average p/e per country and continent(europe)

sorry I am not sure to post this question in quant stackexchange or in here. I have posted it previously in the below link ...
-1
votes
0answers
75 views

Is it true you have to go to the US treasury if you want to cash a check for more than $20M? [on hold]

Hi I'm in need of some advice.. I think someone is pulling my chain but is it true that when your withdrawing millions of dollars only the treasury can't do that?
2
votes
2answers
59 views

historical stock data starting from 1900

Is there a source for very old historical stock data, starting from the 1900's? I am interested in this information for the purposes of personal historical research. Gabe
3
votes
1answer
69 views

Can I cash a Government check without a bank account?

Can I cash a government check at a bank without having a bank account anywhere? It is a substantial amount of backpayment from SSDI.
0
votes
2answers
60 views

How to cancel a credit card and verify it was closed

I would like to cancel my Delta Amex. In the online portal, there are no links that permit me to cancel the card online and receive an instant verification that it was closed successfully. Due to ...
3
votes
1answer
41 views

Estimating independent contracting taxes when I am ALSO separately a full-time employee

I currently have a full-time job where I make $80k/year. To supplement this I am going to do some independent contracting (evenings/weekends). I have seen advice for estimating taxes directed to ...
0
votes
0answers
61 views

Company wants to sell all of its assets, worth more than share price?

A company is trading at $5 per share, they are a manufacturing company and their land is very valuable. They want to sell out their factories and their land involved, so it looks like they will have ...
0
votes
0answers
19 views

Does the Section 1256 Rule (60/40 rule) pass through to Mutual Fund holders?

Section 1256 of the U.S. Tax Code applies, in many situations, to SPX options. If I own a mutual fund that makes use of SPX options, do the SPX gains get passed through to me on a 60/40 basis -- e.g. ...
0
votes
2answers
43 views

With joint checking accounts, if a check is written out to the primary account holder and the secondary signer endorses the check, is this legal?

With joint checking accounts, if a check is written out to the primary account holder and the secondary account holder of the joint account endorses the check, is this legal? Will the check be paid ...
2
votes
1answer
25 views

Tax on Sale of Property

My uncle has sold his property and he deposited the money he received from selling the property. I like to know, if he keeps that amount in his bank account for an year, will that money be taxed? He ...
0
votes
0answers
12 views

What has been the inflation-adjusted rate of return from various asset classes in India?

I'm looking at equity, FDs, liquid funds, real estate. I'd like this information for various time periods, like 5, 10 and 20 years. I'd like both nominal and real returns. I've looked but couldn't ...
0
votes
0answers
47 views

How soon in advance to cancel a credit card to avoid the annual fee?

Last year I applied for a credit card (Delta Gold Amex) in order to get 50K bonus miles with the first year annual fee waived. I'm about to cash in the miles and I have never paid a dime in interest. ...
7
votes
3answers
355 views

Lender refuses to terminate PMI despite my LTV being less than 78%

My lender, US Bank, is refusing to terminate my PMI even though I am now below the 78% loan to value ratio. We've been perfect customers and have never missed a payment. Their reasoning is that they ...
0
votes
1answer
37 views

Late payment of estimated taxes

I live in the United States, this is my first year paying estimated income tax and I've missed the first two voucher deadlines. My question is should I mail them now (late) and send each one ...
0
votes
1answer
54 views

Advice re claiming money back

My son took out a loan to pay for a a course, the course provider has now gone into administration. My son is still paying for the loan for a course he cant access. My question is - has he any ...
1
vote
1answer
41 views

Do I repay Social Security Disability Insurance (SSDI) if I suddenly have income and assets

I have four chronic disabling diseases and have received Social Security Disability Insurance (SSDI) for 10 years. If I suddenly own a home and income property, must I repay social security? If so, ...
0
votes
1answer
50 views

Stock Options for a company bought out in cash and stock

I have 3 options in August for the $195 call strike. The company was just bought out for $230 dollars which was $125 cash and the rest in stock. What is my option worth since part of it is in the ...
0
votes
1answer
49 views

How To Interpret Share Prices?

During conversation shares in Google came up as a topic. Out of interest I Googled the share price for Google and was presented the following: Google Inc. (GOOG) -NasdaqGS 523.40 My ...
1
vote
1answer
101 views

Can a tax be legitimately charged on an airline ticket refund?

I cancelled an airline ticket (non US) and the refund voucher shows and approx. 5% of refund value deducted under the heading of a "Tax". Can this make sense under any jurisdiction? I am curious. ...
-2
votes
0answers
32 views

Russian Hackers, Brokerage Accounts [on hold]

So i need some help. I am a criminal justice student and have been assigned to write a legal critique on a case from the early 2000's where a Russian hacker gained access to people's brokerage ...
0
votes
3answers
80 views

If I was to buy something a day before my due date for my credit card bill, would I be charged interest?

First of all, I am a resident of Canada. I am sort of new to credit cards, so I hope my question makes sense. I've had my card for a few months ago and I've always payed the balance in full by the ...
0
votes
0answers
22 views

New TD D-Series funds: are they worth considering (unknown expense ratios)?

I am currently a holder of TD's e-Series funds in my investment portfolio. However, the other day, I came across a new series of funds offered by TD: D-Series funds. From what I can tell, the funds ...
3
votes
1answer
79 views

Is it possible to be subject to cash withdrawal even if you don't use ATM?

Some companies offer using credit card for paying rent for an extra fee, or some other big-charge transactions that you might traditionally be required to pay for through ACH, a personal check and/or ...
1
vote
1answer
18 views

How to calculate after-tax return if investor can use capital loss, in Canada?

[Source:] As you can see in the table, the $105,000 government bond matures at $100,000, for a capital loss of $5,000. The investor would also collect interest totalling $9,660 over the three years ...
1
vote
1answer
11 views

Can PPF be withdrawn by NRI or Overseas Citizen of Indian origin

I want to invest in PPF, however i might move out of India permanently(read overseas citizen of indian origin) or earn NRI status. Will I be able to withdraw the money upon maturity after 15 years?
2
votes
2answers
50 views

Is it possible to go to graduate school if I have debt?

I already have substantial debt in the form of personal loans ($15k). The student loans only cover the cost of tuition and living expenses, and of course does not cover existing debt. I was offered ...
0
votes
1answer
31 views

Is there a way to short the general education market?

Or in part to short companies involved in supporting the current state of the education market? (book sellers, equipment vendors, universities etc..)
1
vote
1answer
32 views

Tax Exemptions: Live in One State, Work in Another

So I'm pretty young and don't completely understand how I should be handling my taxes. I've been burned year over year recently by being a contractor and have recently started to pay attention closely ...
-1
votes
0answers
52 views

Why is Aluminum down? [on hold]

Aluminum is at 5 year lows. http://www.infomine.com/investment/metal-prices/aluminum/ I understand that the news and basic supply and demand impact price. I want to know what factors play into the ...
0
votes
1answer
37 views

Quarterly report in Gnucash?

Gnucash has this handy Account Summary report, which summarizes all incomes and expenses in every currency in the current fiscal year. I'd like to see a similar report for a custom date range (say, ...
3
votes
4answers
81 views

Is a digital image of a check e-mailed to someone a negotiable instrument?

Is it legal to send a personal check (from a picture of the hand written original) as an image through an email attachment? Then do they just submit the actual size printed image to their bank? Then ...
2
votes
0answers
26 views

Registering as sole trader in UK although most of my work is conducted abroad/online

I would like some advice. I am a British national (not resident at present). I offer a range of language related services (translation, interpreting services, teaching, travel agent for language ...
2
votes
1answer
18 views

Income Tax rebate on Housing Loan on rental property and HRA rebate?

I had purchased an under construction Flat with loan of 30 lacs in Indirapuram, Ghaziabad in Year 2011 for which I got possession in June,2015. I am staying on rent in East Delhi and claiming HRA ...
2
votes
1answer
26 views

How important is the beneficiary field in a bank transfer in the Euro zone?

When doing a bank transfer in Germany (and probably by now other countries that have Euro with IBAN and BIC) you have to give a beneficiary. In German, that is either called Kontoinhaber or ...
4
votes
1answer
301 views

Never-cashed cheques

A scenario: You pay someone with a cheque for something, receiving a receipt for it. They do not cash in the cheque. What is the ettiquette for this situation? Are you to go on living your life, ...
1
vote
2answers
66 views

Calculating Stock Trading Profits

I buy 100 shares of Company A at $10/share and one month later I buy 100 more shares of Company A at $20/share. If one month later, I sell half of my shares how would I calculate my profit? I ...
-1
votes
1answer
48 views

Sale of a rental house

I have a rental house that I'm thinking about selling to the renters. They have lived there for 9 years. I am now 75 years old and no longer able to keep the house in shape when there is a problem. ...
6
votes
1answer
120 views

Prospective employer is offering to 'buy me out' of my stock/options

Over a 4 year period I have received a mix of stock options AND restricted stock at a private company. The options are not in the money, but I am wanting to liquidate my restricted stock. I am not ...
6
votes
1answer
72 views

Tax implications of roommate rent from unofficial apartment sublet

I'm currently renting a 2/2 apartment in the US that is managed by a REIT (NYSE:MAA). I set it up in which I am the sole responsible lease holder and have added a roommate to the lease as an occupant ...

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