0
votes
0answers
6 views

Does 83(b) cause a tax liability when exchanging startup stock for public stock?

I sold a startup to a public company. I filed an 83b at startup inception (nominal value). The terms of the sale were such that I must vest the sale proceeds over 4 years and will be realized as ...
0
votes
0answers
16 views

Supplemental Insurance for Martial Arts Students

I would like to know if there are supplemental insurance policies for people who study martial arts. Specifically, I would like to find a policy that covers injuries that occur during training. Like ...
1
vote
1answer
21 views

Division of Proceeds from sale of house

I bought a house ten years ago with a friend and I put down the 20% deposit. We have been fighting for years and recently decided to sell the house. We bought the house as joint tenants with right of ...
2
votes
2answers
26 views

Are a bond's yield and interest rate the same thing?

Are they the same thing? Is yield the annualized return rate? Why when yield rise, yearly return increases, but price falls?
5
votes
1answer
67 views

How to change state residence for tax purposes as a “digital nomad”

I am currently paying taxes as a Kansas resident because this is where I last had a steady "home." But the last 2 years I've been a so-called "digital nomad", and have spent less than 10% of the year ...
2
votes
0answers
62 views

How should we organize our finances to effectively plan and prepare for an retirement in next 10 years?

How should we organize our finances to effectively plan and prepare for an retirement in next 10 years ?. My personal details are: Age 35, married with a 3 year old daughter IT consultant with a ...
0
votes
0answers
23 views

ETF: Does change in underlying positions imply a flow?

If we see that holdings of an ETF had a change on the day, and market cap changed, does that imply that number of outstanding shares has changed as well? Does flow equal to change in number of ...
11
votes
3answers
2k views

Is the UK 'Cycle to Work' scheme worthwhile?

There is a cycle to work scheme my work is offering which works roughly like so: Change some of your pre-tax salary into vouchers to use to buy a bicycle, and bicycle equipment (helmets, lights etc). ...
1
vote
1answer
48 views

LLC: Where should the funds for initial startup costs come from?

I recently created an LLC (with myself as the only member) and I have some initial costs (website, P.O. Box, etc.) that I need to finance. Can I pay for those out of my personal bank account or do I ...
2
votes
0answers
20 views

With the Fringe Benefits Tax, should I even salary sacrifice for a car?

In Australia, some employers offer an option to salary sacrifice a car purchase. The cost of the car is taken from your pre-tax salary, so your gross income will be less, and therefore, the tax would ...
0
votes
0answers
11 views

Non-resident owning stock (not stock options) in US C corporation

I incorporated a US company (C corporation in Delaware) and have issued myself (and others) stock (employee stock plan that is actual stock, not options) in the company for $0.001c (or a similar low ...
1
vote
1answer
117 views

Can I get charged with theft for taking my car if my boyfriend signs the title?

I am about to end my relationship and am curious to how this would work. I had my boyfriend register my car under his name because I couldn't afford it at the time. I have definitely made up for the ...
0
votes
0answers
20 views

What to consider when taking out a student loan from a bank?

I am currently in a bit of a pickle as I am taking summer classes at a University (at which I am a student), and my father was denied the parent PLUS loan which I was depending on to pay rent and buy ...
1
vote
3answers
174 views

New 401(k) account, barely funded: can I withdraw penalty-free?

I established a new 401(k) account with my previous employer. I made a total of $600 in contributions ($100 x 6). I don't want to keep this 401(k). First, 401(k) is not my preferred investment ...
4
votes
2answers
79 views

What do I do with my extra money in grad school?

I am privileged to have started grad school debt-free and am now earning money as part of the program. I have saved enough money to cover my expenses for a month and a half in a fairly ...
-5
votes
0answers
65 views

How to transform 200k into ONE MILLION? [on hold]

I've had a lot of questions regarding personal finance, and I figured this would be the best place to get some good answers. To start, I made over $200,000. Here is my question: How would I ...
3
votes
2answers
690 views

Why shouldn't I consider a 401k loan to myself within my bond allocation?

I have seen broad advice against 401k loans. I question this. Why shouldn't I consider a 401k loan to myself within my bond allocation? Assuming I have trust in my employment cash flow and taxable ...
2
votes
1answer
77 views

Is my wife eligible for an HSA?

I had an HSA with a previous job but I no longer work there and am no longer contributing to it. I still have the account and there is still money in it. My wife recently got a new job as well and ...
0
votes
1answer
29 views

Does an online business selling across the USA would need to file for foreign qualification in each state?

I have been looking at the rules for an all online transactional company. If I make sales in all US states, do I need to file for foreign qualification if I have a Nevada LLC?
-2
votes
1answer
52 views

How much is my position worth after 5-1 stock split?

How much should my position be after a 5-1 stock split. For ever 5 shares, I get 1 share. My position before split: 500 shares of ABC with average price of $25. ABC is trading at $9. My position ...
0
votes
0answers
26 views

Calculating cash balance [on hold]

How is cash balance derived from the sample pro forma cash flow in this sample http://www.cashflowcalculator.com/cash-flow-statements.php
0
votes
1answer
73 views

A stop order won't be automatically fired in after-hours trading?

I set up a stop-loss order with GT90 duration at 10.5 when the stock is trading at around 11.6 during regular trading time. But in after-hour trading time it dropped suddenly to 9.5 due to some rather ...
2
votes
3answers
201 views

Can I cash out my 401k every year (company match > withdrawal penalty)? [duplicate]

My company offers a 401k 50% match up to 6% of salary, but I'm restricted to picking one of a set of investment portfolios. My thinking is, could I max out the 6% every year, get the full 50% match, ...
2
votes
1answer
124 views

Is there a way to claim a car purchase in the tax return?

I purchased a car for $19K; $6K was paid upfront, and the rest is financed over 3 years. Is there a way I can deduct the car purchase in certain circumstances? This vehicle is primarily used for work. ...
2
votes
2answers
90 views

How do I determine how much I can afford for a car?

I make about $70k AUD per year before tax. I currently have $10k AUD on my car fund. What I did was put $500-700 per week on that account, depending on how much I spent on other wants/needs. Now, I ...
0
votes
1answer
32 views

Does implied volatility always rise as earnings announcements approach?

Often, implied volatility of options rise as an earnings announcement approaches. Does this principle hold true regardless of whether the earnings are expected to be good or bad? Also, usually IV and ...
0
votes
1answer
28 views

New Exchange Bid Ask and Price values [on hold]

Imagine you are starting up new exchange / exchange simulator The orderbook is empty. What would be the current price, bid & ask ? How is that handled? Obviously it can't be ZERO.
2
votes
1answer
65 views

How can there be two stock tickers for one company?

I was doing some research and came across two stock tickers with the same name eseentially, and the tickers are MDCN and MDCND. I'm not sure what each of these means and how this works within the ...
1
vote
1answer
71 views

Compound Interest Calculation

In __________ years a sum will double at 5% per annum compound interest. Options given are: a. 15 years 3 months b. 14 years 2 months c. 14 years 3 months d. 15 years 2 months The way to solve ...
1
vote
2answers
107 views

Can I negotiate a 0% transaction fee with my credit card company?

Whenever a month or two passes without using one of my credit cards, the respective bank usually sends me an offer for a 0% APR for a year or so on balance transfers. They send me these blank checks ...
0
votes
0answers
31 views

Can I get the tax refund for a new iPhone when I travel to another country in the international airport? [on hold]

If I buy a new iPhone 6 and I want take it to another country. Can I get the tax refund in the international airport? (I'm from Texas)
1
vote
2answers
43 views

share repurchases

There is a lot of talk about companies repurchasing shares. Then some new shares are also 'created'. It is said that share repurchases are becoming more popular, since for taxation reason for example, ...
5
votes
2answers
918 views

Is the Amazon credit card reported to the credit agencies?

Is the Amazon Store credit card reported to the credit agencies? I'd like to know if a good payment history with this card will affect credit score or not.
1
vote
7answers
347 views

My company handed me a letter today telling me I owe them money because they overpaid me. What can I do about it?

I work an hourly job. I got a letter today telling me that they overpaid me and I owe them money. My job pays minimum wage and I'm not sure how they "overpaid" me, their computers pay me per second ...
7
votes
1answer
236 views

Wife wants to buy me out of our house - how to do this?

My wife and I want to separate, and have agreed in principle that she will pay me half the value of the house we share and I’ll move out. As she has just inherited a large amount following her ...
-1
votes
1answer
42 views

How can I simplify my interactions with my online brokerage for buy, selling, and rebalancing mutual funds?

Whenever I want to buy or sell mutual funds, it ends up being a multiple day process for me. For example buying mutual funds: Visit my brokerage account and have them transfer the funds in from my ...
8
votes
3answers
904 views

Moving in together while both of us own an apartment

So I am planning on moving in with my girlfriend. We both own our apartments, and it makes the economic picture somewhat more complicated. Her monthly living expenses is 6861 for her flat. My monthly ...
13
votes
1answer
873 views

Is the Social Security retirement benefit calculation based on the last 40 quarters, or overall?

Are Social Security payouts based on the last 40 quarters, or overall earnings? That is: If the last 40 quarters of my working career are lower than these past 40 quarters worth, how does this affect ...
1
vote
2answers
46 views

LTV of sales price or appraisal cost

I want to purchase a home using a conventional 30 year loan @ 3.50% interest. I want to get out of paying the Private Mortgage Insurance. I understand I need to pay upfront more than 80% LTV. I ...
0
votes
0answers
23 views

Credit rating in Germany

A multitude of questions address the issue of credit ratings and FICO scores in the US and other countries. I am however specifically asking how credit scores (SCHUFA) work in Germany. From various ...
3
votes
5answers
176 views

Achieving ideal credit card utilization above 0%

So everyone is aware of the general rule that you should keep credit card utilization below 30% of your credit limit. It's also a good idea to keep this utilization above 0%. It's very easy to stay ...
3
votes
1answer
107 views

Is tuition reimbursement considered taxable, earned income?

I am a student paying tuition to attend a University. I worked in a lab, so I received a "reimbursement" on my tuition (that is how the University denoted the compensation). Does this "reimbursement" ...
0
votes
1answer
55 views

3% Equity options in software company, entitles me to revenue share?

We are a software company and have a partnership with another software company that gives us components to implement within our software and now they want to buy the intellectual property from us, ...
2
votes
1answer
55 views

Wire transfer from India to US

I would like send/lend money from US account to My brother-in-law's Indian account(international wire transfer) for 30 lakhs. This will be no interest loan to him. My brother-in-law needs this money ...
1
vote
1answer
15 views

FD and liquidation of cooperative Bank (patsanstha) in India

I've my money stuck in cooperative patsanstha (bank) since last 4-5 years. Money was invested across multiple FDs (worth Rs. 1,50,000) and after banks liquidation they deposited the money to saving ...
1
vote
1answer
55 views

What is payment against invoice?

The term "PAYMENT AGAINST INVOICE" appears on my job contract and no idea what that means exactly. I am in Germany.
0
votes
2answers
205 views

A stock just dropped 8% in minutes and now all of a sudden the only way to buy is on the ask, what does this mean?

A stock drops 8% in a matter of minutes on very low volume (seems to indicate selling to the lowest bidder, ie buyer controls price). Now the bid price is higher than the last trade for quite some ...
1
vote
1answer
36 views

Can I use FSA funds to pay for expenses outside of insurance start period?

I started a new job on February 2, 2015. But my plan year starts on October 1, 2014 and goes until September 30, 2015. I had a doctors visit that I will have to pay completely for because I was not ...
3
votes
1answer
46 views

Implications of a Canadian company IPO having a dual TSX/NYSE stock listing?

As an exampe, Shopify will go public this upcoming May 26th, selling shares both on the TSX and the NYSE. What are some of the main implications of this dual IPO, other than the fact that the ...
4
votes
1answer
50 views
+50

What does “separate accounts” mean when rolling over into a 457(b)?

I have a SEP-IRA from an old, part-time job that I had in college with about $120.00 in it. I just opened a 457(b) with my state job. I'd like to roll that $120.00 over into the 457(b). According to ...

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