0
votes
0answers
6 views

What is the the most profitable way of transferring euro to usd in the states?

What is the the most profitable way of transferring euro to usd in the states. First answer it by bank transfer. I guess there would be a lot of fees. Another way i guess is through bitcoin since it ...
1
vote
0answers
11 views

New super account does not show up on Tax office info

I have an old super with a fund which we will call FOO, I was generally dissatisfied with their performance and service, so when I started a new job, I change to their preferred super-annuation ...
1
vote
3answers
6 views

Will moving shortly before applying for an auto loan have an adverse effect?

I am planning to apply for an auto loan to purchase a car in the next couple months, but checking out the process for prequalification, I noticed that a common question asked is length of time at my ...
5
votes
2answers
297 views

Mortgages: What is the terminology for how much I own and how much I still owe?

I'm looking for the terminology related to my home mortgage. (1) The word or phrase for how much of my house I own. (2) The word or phrase for how much I still owe. For example, suppose I bought a ...
-1
votes
0answers
29 views

How to be exempt from backup withholdings

I have dual citizenship -- US and other -- and I'm living abroad. What form do I fill out so the paying company will not take out backup withholdings?
1
vote
1answer
24 views

How to report a personal expense for an LLC partnership paid in one year and reimbursed in another?

My business partner and I have a very small partnership LLC. This is my first year filing IRS tax forms for the LLC. In late 2014 I made a $30 purchase (from my personal money) on behalf of the LLC. ...
1
vote
0answers
8 views

UK National Insurance deduction as income tax in NZ

I understand as a New Zealand tax resident I am required to declare my worldwide income and the tax I pay on this income back in NZ each year when I do my tax return. However I am wondering what the ...
2
votes
0answers
10 views

Non resident working for a UK company from abroad and receiving on UK account - taxable?

I have been living in UK for 1 year and working for an UK company for the past months. Then my visa expired and I returned to my home in Brazil. However me and that company intend to keep me working ...
0
votes
1answer
68 views

Tangerine's Android app asked me something about noting my location. What did it ask, and what did I agree to?

I live in Canada. I use Tangerine (formerly ING Direct). Tangerine is the "direct banking" division of Scotiabank. The upside of using Tangerine is that it charges no monthly fees. The downside is ...
2
votes
1answer
102 views

Is a public company allowed to issue new shares below market price without consulting shareholders?

A small public company I own shares in recently advised the market it has completed a share issue to raise money. The new shares were priced significantly below the current market price and there was ...
-1
votes
4answers
173 views

If a stock has only buyers and no sellers how does its price go up?

I have been watching a stock for the past month. Nobody has been selling it, but every day the price has increased. If there are no sellers, it means there is no trading happening, so how can the ...
3
votes
3answers
729 views

Are debit cards and “open loop” gift cards accepted everywhere that credit cards are?

In U.S., a debit card or an "open loop" gift card will normally have a Visa or MasterCard logo on it, and the card can be used in "credit" mode. Does that mean that such a debit card or gift card can ...
0
votes
0answers
26 views

stock earning history and dates

I want to get quarterly earning dates for multiple stocks. I am looking at last 10 quarters. I also want stock prizes immediately before and after quarterly earning dates for those stocks. I would ...
0
votes
0answers
21 views

Calculating net present value [on hold]

new here just abit confused i have worked out to my best attempt the NPV just confused about the intial cost of 32,000 and how it works in the interest rate is 10% System A ...
0
votes
3answers
83 views

What is the different between 2 :1 split and 1:1 split

I don't under stand what is the different between a 2 for 1 stock split and a 1 for 1 stock split. If you have 100 shares then get a 2 for 1 split you will have 200 shares. If you have 100 shares ...
1
vote
0answers
40 views

Change in health care deductible with newborn

My wife has health coverage (different from mine) through her employer. Her deductible is $1300. In May my daughter was born. Until then my wife incurred a lot of expenses and met the deductible. ...
3
votes
1answer
45 views

What the term p means on EPS

I'm new to investing, what the letter p means on the phrase "EPS of 17.3 p" Thanks
3
votes
1answer
64 views

Understanding Gift taxes for mortgage downpayment

We have finally decided to purchase our first home and we plan to borrow interest free money from friends and family to pay off 20% downpayment and get cheaper interest/escape PMI. IRS says .. "The ...
5
votes
1answer
60 views

Should I do the volume discount even if it will strain my short-term budget?

For simplicity let's say my monthly food budget is $500. My university has a plan where if you buy $400 worth of 'university currency' you get another $100 free. If I were to do that, I would save ...
1
vote
0answers
61 views

Net salary for an internship in Switzerland?

I will be doing a 6-month internship in Switzerland near Lausanne soon, and I will be remunerated 1000 CHF per month in gross salary. How much can I expect in net salary?
1
vote
1answer
36 views

Managing an Account with Multiple Categories

Assume I setup and account that has multiple categories, say I have 1000 to invest, and I do something like this: 300 Kid 1 college 300 Kid 2 college 150 Emergency Fund 250 New House It is ...
0
votes
0answers
15 views

What broker for SPXL, SPXS and TMF [on hold]

I'm currently researching on algorithms who trade SPXL, SPXS and TMF securities. I've looking for brokers for these securities, but I can't find any of them. Do you know which broker gives the ...
2
votes
2answers
222 views

Controlling parents: how to get back my money

When I was around 15 my dad and I opened up a savings account at Regions bank. Ever since then I've been working and only putting my money in this account. The situation at my house is causing me to ...
3
votes
0answers
40 views

Swedish krona to Euro

I have 1 million SEK in a Swedish bank account which I wish to transfer to my bank account in a country using the Euro. How do I transfer this money so as to avail of the best possible exchange rate? ...
2
votes
2answers
78 views

Visiting vacation rental with immediate family

My family of 5 live in California, have a ton of equity in our home, are heavily invested in the stock market through IRAs and other investments and are considering purchasing a rental property in ...
2
votes
1answer
70 views

What is it called when someone researches the manufacturing costs of a company to determine their profit level?

I am interested of learning how to research (estimate) manufacturing costs of various companies. This is partially for the sake of determining their expenses. Is there a name for this kind of ...
3
votes
1answer
34 views

Long Term capital gain tax for selling land abroad

My husband and I are currently in the US and pass the substantial presence test for residence (31 days in 2015 and 183 days on the whole) We want to sell a self acquired property purchased in the ...
3
votes
0answers
60 views

How should I respond to an IL 2012 “Notice of Proposed Tax Due”?

I received today a "Notice of Proposed Tax Due" for Illinois, alleging: Tax Due: $738.00 Penalty Due: $111.00 Interest Due: $34.00 This seems suspicious to me; I have been meticulous with taxes and ...
3
votes
1answer
73 views

When after a companys IPO date can I purchase shares?

There recently was an IPO, and when I tried to buy shares that day Scottrade prompted me with: Error: Unable to enter the order because the symbol entered is not a Listed or Nasdaq National ...
4
votes
1answer
48 views

Clarification on 2015 IRA Rollover Limits

I've run into an issue in my personal finance journey that many people now struggle with: having a collection of 401k and 403b accounts left over from previous employers, some of which have been ...
0
votes
1answer
17 views

Taxation of income from working abroad within the EU

I'm a Finnish (FI) citizen working with a full-time contract in a company. I'm going to do a 3 months job abroad in Belgium (BE) in a different company. During this time my contract in FI is going to ...
0
votes
1answer
43 views

what other index fund captures the wilshire 5000

what other index fund captures the wilshire 5000 that isn't above $10,000. in other words, i'm looking for Wilshire 5000, but having points similar to SPY. I just don't have the physical cash of ...
3
votes
1answer
54 views

Do European options have to be exercised at a specific time on Expiry day?

European Options as compared to American Options can only be exercised on a certain date. As I want to start writing options, I want to know whether it can be exercised by the buyer at anytime during ...
-7
votes
0answers
70 views

Government misrepresentation [on hold]

Is it possible to sue the Federal government in Admiralty courts for substituting real money with what are legally called private bills of exchange or credit as payment in a system that creates debt ...
2
votes
1answer
91 views

Unequal Loan Repayments

I am struggling with this question below. Present Value = 100000 Interest =12.25% per annum Number of months = 60 Payments =? Payments increase by 15% per annum. Calculate the ...
1
vote
2answers
183 views

How could I find someone to find a room for me to live in? (For a fee, of course.)

I am a young adult looking for a room near the college I'll be attending. I am not experienced or good at looking for housing, and I don't really have the time to shop around because I work full time. ...
1
vote
1answer
125 views

Can anyone help me understand my loan payment?

My loan was $40500 for five years with 9% interest per year. I do not understand the total I would have to pay. I have been paying 700 per month since 2006 and it feels like I've been paying forever. ...
0
votes
1answer
66 views

Avoiding tax complexities of REITs

I would like to invest in REITs for their high yield, but would like to avoid their tax complexities. If I buy exposure to REITs through an ETF or mutual fund, will that abstract away the need to do ...
3
votes
1answer
86 views

If I take out a cash advance, how exactly do I get charged and does it hurt my credit?

I'm in a situation where I need $2500 (USD) in cash (for a money order/cashier's cheque). I'm considering taking out a cash advance on my new US credit card. My credit card agreement says the "APR" ...
1
vote
3answers
88 views

Can standard deduction lower my tax bracket?

I am an independent college student, and I will be living on campus starting next semester. I am aware that only tuition and required fees are considered as qualified education expenses and that the ...
0
votes
0answers
24 views

Does GAAP have rules for skipping a scheduled payment to avoid penalty on future payment [on hold]

The purchase contract on a business has a set schedule of payments and if a payment is not paid timely, a late fee penalty is required, and if not paid within a set time period, interest is to be ...
4
votes
1answer
85 views

What happens to HSA money when you die?

Say I had $10,000 USD in a Health Savings Account. What would happen to that money when I died? Would my heirs get it? Would it go into an HSA account for them, or could they just get the raw cash ...
10
votes
7answers
6k views

Paying $1000 a month to keep a car in New York City

I am 25 working in New York city making ~117k a year. After tax and various pre-tax deductions, (mta fare etc) my take home is just shy of 6k a month. I pay $1875 in rent a month for a nice ...
4
votes
2answers
94 views

Could capital gains from a stock sale impact my IRA eligibility?

If my annual income plus profits from the sale of a stock is greater than the annual ceiling for being able to contribute to an IRA, am I ineligible to contribute to an IRA? In other words, are ...
0
votes
1answer
31 views

Who puts out buy/sell orders during earnings reports or other scheduled relevant information? [on hold]

I understand that some stock traders try to quickly act on public information to make profits, for example. In the case of scheduled releases of information, however, why do people keep buy or sell ...
0
votes
0answers
78 views

Can I use a U.S. only credit card outside of the US

Can I use a US only prepaid credit card to purchase from an online service from another country like Brasil?
1
vote
1answer
32 views

Considering investing in CHN as a dividend stock

I've been looking at investing in another dividend stock, and I have been using dividata.com to do some research. I have found several stocks that I am interested in that have a roughly 9% or 10% ...
5
votes
1answer
91 views

How can I escalate a credit dispute when the bureau “confirms” the item?

A while back, I was moving to a new city. At the point when I got around to applying for an apartment, I had never checked my credit before. I was denied the apartment due to credit, and started ...
0
votes
0answers
97 views

Long term investment for money

I have some money I would like to put into very long term savings. At least 40+ years. What's the best way to save the money? I would like to accrue as much interest as possible and get a headstart ...
0
votes
0answers
41 views

Circulation of money question: is paying back mathematically possible? [on hold]

I wish to understand this. Maybe a finance person can tell me how this works. When a bank lends credit/currency it demands back more from the borrower So for every loan k, the repayment is greater ...

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