0
votes
1answer
8 views

Employer time requirements to transfer from paycheck to 401(k)

Are there any rules or requirements as to a time frame of when money is removed from a paycheck and when the money is posted into a retirement account. My current 401(k) receives funds from my ...
2
votes
1answer
10 views

Can I deduct IRA Contributions and take the standard deduction?

If I have the standard deduction on my taxes (that is, I don't itemize) can I deduct IRA contributions? If so, would that be for Traditional or Roth IRA's?
2
votes
1answer
36 views

Which currency should I use to pay for my flight ticket?

I am buying flight tickets for a forthcoming trip. The website that I am booking through allows me to pay in many different currencies. I have one credit card each for payment in three different ...
0
votes
1answer
22 views

How can I find a report of dividend earned in a FY?

(My first post here, gently...) I have been in the stock market for over a year now. I have been trading via an account with Kotak Securities. I am now filing my taxes and need to know the total ...
0
votes
0answers
35 views

How could I go about choosing the best savings account given that these are the features I value

What is the best savings account in terms of usability, customer support and APR for an American to get?
2
votes
2answers
66 views

Is it wise to sell company stock to pay down a mortgage?

Is it wise to sell company stock to pay down a mortgage? Say, you have $25,000 and a $100,000 mortgage. Is it better to continue to assume the risk over the long haul or cash in at a reasonable ...
3
votes
1answer
53 views

What effect does a high credit line have on a mortgage?

I have received a letter from my credit card company increasing my credit line and when I spoke about this with a co-worker, they told me that I should request that the company does not increase my ...
2
votes
1answer
67 views

Can I deduct the cost of painting and replacing flooring after a renter moves out and we move in?

We have been renting our retirement home out for several years. The renters have moved out and we are moving in. Can we deduct the cost of repainting and putting in new flooring?
5
votes
2answers
575 views

Tax consequences of partially selling a stock

I bought a company for $71 5 months ago. It is now over $100 but I am afraid it might fall. I plan to sell only enough to get back the money I put into the stock and own the gained amount until it is ...
2
votes
4answers
480 views

Should I pay half a large balance this month before I get my CC statement?

I have a CC with $6k limit. I normally spend between $0 and $1k on it and pay the balance in full every month. This month I have $4k on it. If I wait until I get a statement to pay it off, will the ...
-1
votes
0answers
23 views

Total Factor Productivity and Steady state Capital [on hold]

How does Total Factor Productivity increases Steady state capital for constant investment? Is it not that investment should increase to sustain depreciation? Reference:Understanding Wealth of ...
1
vote
1answer
103 views

Can everybody affect your credit score?

I have been screwed over paying too much for my public transport a few times. The last 3 weeks they have auto topupped me with a disabled credit card, so now it evens out. I use a UK Blue Oyster Card ...
6
votes
1answer
82 views

Is credit score an international thing?

I have moved from the Netherlands to the United Kingdom and credit score is a big thing here, while afaik there is no such thing in the Netherlands. Will a positive or negative credit score in the ...
1
vote
2answers
43 views

How to define a 'market price' for trading platforms?

When I buy/sell stocks, there is always an option called 'market price'. How is the market price defined? Is there any detailed explanation? Thanks,
2
votes
1answer
44 views

What kind of symbol can be shorted?

I am new to sell short concept. but I'm interested because I think some stocks may go weak in the future. I am using Firstrade but when I try to sell short some stock, it told me This symbol cannot ...
2
votes
1answer
72 views

Can I take a loan against propety in my children's name?

I am from Chennai, India. The house which we are living in Chennai used to be in my father's name. My father has four children and I am the last one, daughter and I am widowed and living with my ...
-1
votes
1answer
52 views

Why Kuwaiti Dinar is worth more than dollars [on hold]

why or what is the possible reason why Kuwait currency value is very high? What makes value of a currency??
0
votes
0answers
16 views

Uploading an OFX file to mint.com to avoid both entering manually and giving my bank credentials to Mint.com

My Question: Does anyone have knowledge about uploading an OFX file to mint.com to avoid both entering manually and giving my bank credentials to Mint.com I am reformulating an earlier question which ...
2
votes
0answers
23 views

How do I loan money as a non-resident Indian (NRI)?

I am a Non-Resident Indian (NRI) and want to send approx $10,000 as a loan to my father's account in India as a contribution for a new home purchase. How do I set this up as a loan so if he wants to ...
1
vote
0answers
28 views

What mix of credit lines and loans is optimal for my credit score?

Mint.com just told me my credit score. It says in the advice section: Try to have a good mix of credit lines open. Creditors like to see that you have both loans and credit cards. If you're low ...
-1
votes
0answers
13 views

Predicting Quantitative Easing Effect on Inflation [on hold]

A friend recalled that someone, perhaps Paul Krugman, had predicted in ~2008/2009(?) that the Bush and Obama bailouts (TARP, etc.) would not have a meaningful inflationary effect. If that is true, ...
2
votes
0answers
26 views

Tax benefit to paying off student loan interest while in school

I have a substantial amount of loans from my bachelor's degree. I worked for a few years, saved money, and then returned to school full time. While working, my Modified Adjusted Gross Income (MAGI) ...
0
votes
0answers
56 views

Bankruptcy- When to throw in the towel?

When it comes to bankruptcy, is it easier to file for it and later recover or keep paying until you climb your way out the hole regardless of the amount of time it takes you?
2
votes
2answers
36 views

How can I transfer and consolidate my 401k's and other options?

I have read on Personal Finance & Money that you can keep any and all of the 401(k)s or other options that you've had through previous employers. But how are you able to transfer them all into ...
3
votes
2answers
195 views

Using services from both mastercard and visa

Could be a silly question. I do know many software companies that prevent / have a write up on how the clients cannot use a competitor product for a specific time/ duration after they stop using their ...
2
votes
3answers
69 views

What ways can I contribute closer to the the IRS employee/employer combined 401k contribution limit?

In 2014, the IRS maximum 401(k) contribution for an individual is $17,500 but the combined individual/employer maximum is around $52k. One way to have the combined total higher is to simply increase ...
4
votes
1answer
26 views

How does ISA allowance cumulate over time?

I don't understand how the ISA allowance cumulate (if it does) over time. Suppose I use the entire allowance for 2014. So I will have in the ISA 15k £. What happens in 2015? Suppose no P&L was ...
-2
votes
1answer
35 views

Better approach to close loans?

If I have 3 loans is it better to pay them monthly and close after 3 years or close one at a time in one one year?
1
vote
0answers
22 views

can I upload an OFX file to my mint account [on hold]

can I manually upload an OFX file to one of my accounts on Mint ? [and not rely on them to connect to my bank and retrieve my data]
0
votes
0answers
12 views

Knowing the bad credit (for loans) in Austria (KSV and similar)

In Italy there is a good service (to be payed about 30€) which access to the information owned by this databases though an easy interface. http://www.mistercredit.it/ Of course you can also have the ...
1
vote
0answers
37 views

What can I change about my situation so that I qualify for a loan in the EU?

I'm a good payer since when I was 22. When I was a student, earning 300€ a month, I already had the credit card using the whole plafond of 4000€ and never jumping a payment. Now that I'm 34 a ...
1
vote
0answers
52 views

Why the euro has been stronger than the dollar? [on hold]

I do not understand the relation Dollar - Euro. The US economy has been stronger than the euro in the last 10 years. If so, why has the euro been stronger than the dollar? If I understand well, what ...
0
votes
0answers
16 views

How the Bank check process done from US to Bangladesh? [on hold]

Bank checks will be sent through the mail, and take about 2 weeks to arrive. The above line has been extracted from teespring website. This means i want to receive money by bank check. My ...
2
votes
1answer
61 views

If you rollover a Roth 401k to Roth IRA and immediately withdraw it, is there any tax or penalty?

According to the accepted answer to this question, when you rollover a Roth 401k which contains contributions and earnings, to a Roth IRA, you don't pay any taxes. Suppose you then withdraw from the ...
2
votes
1answer
40 views

What can we learn from when the trading volume is much higher/lower than average?

This one is less than 50% of its avg. value. This one is more than 3 times of its avg. value. Are there any indications from this information? Thanks,
3
votes
3answers
107 views

What is too much credit utilization on credit card?

Is credit utilization looked by card or total credit? Say I have three credit cards with the following utilizations: Card A Limit: $30000 Balance: $25000 Utilization: 83% Card B Limit: $20000 ...
1
vote
1answer
67 views

What retirement plans/options should i pick for a relatively unstable career path?

Precursor: I work in the software industry and as such, I'm pretty subjected to the massive instability: possibly no demand, and also i don't expect to be able to keep up with the technology when i'm ...
2
votes
1answer
47 views

How correlated are apartment and house prices in the same area?

I live in a city (Australia) where I think apartment prices are going to fall. I think they've already fallen a little bit but there are so many more units coming online in the next year or so. ...
6
votes
1answer
155 views

Disabled, no-income except SS, on various programs that help…What if I receive a windfall?

I have a chronic, debilitating disease (MS). Barring a miracle cure, I am going to be on Social Security Disability the rest of my life. I’m 47, divorced, no children. I have a hobby that I enjoy and ...
2
votes
1answer
46 views

Gifts under the annual gift tax exemption FROM minor children?

I have multiple minor children and one spouse. I want to target one recipient R with the max under-the-exemption gift money. I am aware I can give R $14k and my spouse can give R $14k for a total of ...
1
vote
1answer
55 views

Leaving US (I was working with a L1 visa, not coming back), better cash my 401K or leave it until 59 1/2? Thanks

I moved back to my country, I was working in US with a L1 Visa for a couple years, I have 6K in my 401k, what is your best advice, leave the money until I can cash out with out paying taxes or ...
1
vote
1answer
52 views

What should i do regarding taxes if I am working full time and have a self employed 'freelance' work?

I have a fulltime work in UK and have an old business which give me some money every few months, I have my national insurance number as a full time worker, but now any money will come from my ...
-2
votes
1answer
61 views

Holding company question [on hold]

I cannot find this because I dont understand exact. I create a holding company and start to own parts of other companies. All good. Now me as the owner of the holding company have legal problem. A ...
2
votes
1answer
29 views

line 1a on form 1040 es: for what time period should i be estimating taxes for?

Line 1a on IRS Form 1040ES says "Enter your expected income and profits subject to self-employment tax". My question is... for what date range? Do I do "expected income for the quarter" or expected ...
-1
votes
0answers
29 views

is it possible take Housing loan in fathers name if property is name of myself [on hold]

I want to purchase a house in my name but my loan entitlement is zero. Can i club my father name for loan entitlment, his entitlement is 100% required for property. Pls suggest
2
votes
1answer
68 views

Ideas on how to invest a relatively small amount of British pounds

I am of European origin and I live in the U.K, studying for my Doctorate. I have managed to save an amount of money, around 5,000 pounds. I would like to ask what people here think is the best (and ...
3
votes
1answer
103 views

Should I exchange my Scottish pounds for English ones? [on hold]

If Scotland becomes independent, is there a risk that Scottish pound notes will become less valuable than non-Scottish notes?
1
vote
0answers
39 views

Trying to transfer money from a Bank to Paypal account. Being asked for a valid Swift Code.

I gave a bank my Paypal account number, IBAN and other details to send some amount to my Paypal account, and I got a response saying that I have an invalid SWIFT CODE and the transaction failed ...
1
vote
1answer
30 views

Tax implication for Indian citizens working in US on L1 visa

I am a citizen of India, currently working as a software engineer in India. Thus I am paying income-tax to Indian-Govt. I am moving to US in November-2014 on L1-Visa. I had following questions in ...
2
votes
1answer
37 views

Buying USA Stocks from Sri Lanka

I am from Sri Lanka and I have around $1000 to invest and I want to buy stocks from companies like Apple and Facebook. Most of the sites that offer buying stocks online dont support my country, the ...

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