0
votes
0answers
1 views

Side work and managing finances?

I recently started taking on some side work which is making a decent amount of money for me on the side. I am operating it under my own SS# currently and not an LLC. I was hoping someone could provide ...
1
vote
1answer
8 views

How to file IT returns for profits from ESPP stocks?

My company is listed on the NASDAQ. I sold stocks under it's Employee Stock Purchase Plan (ESPP). I want to know how I can file IT returns for it? Which form should I use? What values should I fill?
0
votes
0answers
16 views

Is there any way to pay online in a country with no international banking system

I live in Ethiopia and based on the National Bank of Ethiopia, it is illegal to get any money out of Ethiopia with out a special permission of the bank, and I personally want to make some online ...
2
votes
2answers
121 views

Difference between a mortgage and buy-to-let in UK

In terms of rights, whats the difference between getting a regular mortgage and a buy-to-let mortgage for a property in the UK? For example, if I wanted to invest in a property, and got a regular ...
0
votes
0answers
11 views

What's Deal with “Pure Style” ETFs/Funds?

I was initially going to find one large-cap growth ETF but then changed my mind to split evenly between a large-cap growth and a large-cap value fund. As I studied returns of various ETFs, my eyes lit ...
0
votes
0answers
8 views

What information do you need to provide for a domestic wire transfer?

I need to provide details to receive a domestic wire transfer to my US-based bank from another US-based bank. What details do I need to provide? This Yahoo! Answers questions suggests that the ...
2
votes
2answers
183 views

How dividend payout happens…

"Intel Corporation's board of directors has declared a quarterly dividend of 22.5 cents per share (90 cents per share on an annual basis) on the company's common stock. The dividend will be payable on ...
3
votes
1answer
133 views

Why is the total 401(k) contribution limit (employee + employer) so high?

The 2014 employee contribution limit is $17,500. The 2014 total contribution limit is $52,000. (Provided they're not capped earlier based on low income.) Meaning the IRS has left room for a ...
0
votes
1answer
37 views

How is stock price determined?

Is stock price determined only by the last trade that takes place? For example, if a stock I own is trading at $3.42, and I place a Sell Limit order for $0.00, will the stock price temporarily dip to ...
2
votes
1answer
21 views

Can a stock exchange cancel a trade after settlement?

As I understand, only the exchange itself can cancel an executed trade, for reasons such as improper dissemination of news. But can a stock exchange cancel an executed trade even after settlement, ...
0
votes
1answer
14 views

Risk involved in buying LEAP put and selling short term puts against it?

Let's say company A is currently trading at 100. I bought to open 10 puts for company A at 100 strike price in Jan 2015. What risk am I exposed to by selling shorter term weekly puts (strike < ...
0
votes
1answer
14 views

Ticker symbols differences between Yahoo Finance and BestInvest

I expected Yahoo to have all existing tickers, yet when I grab the list of ETF tickers available through BestInvest, I see tickers like "EUN iShares STOXX Europe 50 UCITS ETF" however Yahoo shows ...
0
votes
1answer
21 views

Tax Calculation Concept in India

Hi I'm a salaried person with an annual income of 4 L/annum. I don't know how do I calculate the income tax that I need to do. In the 4 L/annum what things are need to exclude like 2.5 lac exemption ...
1
vote
1answer
76 views

European vs. American mortgage underwriting with regards to the health of the borrower

Whenever I hear about a European mortgage application process, there are always health records involved. They want to know that the borrower is likely to outlive the mortgage (or most of it, I guess). ...
4
votes
3answers
712 views

Should I get cash from credit card at 0% for 8 months and put it on loans?

I have approx $100K in student loans, and am still in my grace period. I am able to get approx $4K cash from my citibank card as a special promotion. I would not have interest on the card until April ...
-1
votes
0answers
39 views

Why is it possible for online shopping sites like flipkart to sell the objects at a much lower price as compared to actual prices? [on hold]

How exactly does flipkart function so as to provide materials at a lower price to customers and still maintain to get a good profit? As far as the quality and warranties are considered, they are not ...
0
votes
1answer
62 views

Car taken out in a dealer

I purchased a car from a dealer. The car is for my use. I have my father as the first signatory. I have consigned for him. I am making the payment for this car. Can I remove my dad's name and have my ...
2
votes
1answer
32 views

Is interest expense a cash flow transaction?

I keep my personal finances on ledger (http://www.ledger-cli.org/) and I am working to create a cash flow report. For this report, I'm listing all the income and expenses of the month and all the ...
2
votes
3answers
1k views

Can I negotiate a credit card settlement by stopping payments?

I have a considerable amount of CC debt spread over three CCs. As my home refinance is in the process, it looks like I will soon have the cash to pay them all off. However, I have been receiving ...
0
votes
3answers
112 views

Can banks deny that you've paid your loan?

As expressed in the title, can a bank deny it that you've paid back the loan? Or how can you make sure that won't happen? My sister recently got married, but she freaked out when her husband told her ...
3
votes
1answer
59 views

I'm a UK citizen, can I use US stockbrokers?

I want to invest in global stocks and I like the look of several US based online stock brokers. Is there a difference using one of these stock brokers instead of a UK based one? How does a UK based ...
1
vote
0answers
46 views

How can I invest my personal money in my own Limited company in the UK?

I registered a Limited company in the UK one year ago and I am the sole shareholder and sole director of the company. Now I want to invest £50k in the company so that I can buy products and rest of ...
1
vote
1answer
40 views

Motor insurance terms

Recently I have purchase motor insurance which includes following wording: Except for any person named against this Endorsement in the Schedule, we will not pay for any claim which arises while ...
-5
votes
1answer
44 views

What is difference between direct and indirect income tax?

What is in-direct tax ? does it affect to tax calculation? What is direct tax? how it is calculated . please provide all details I mean criteria etc. Please provide useful links to understand. ? ...
1
vote
1answer
29 views

US immigrant working for foreign company

I'm going to move to the US next year (legally) as a permanent resident and I would like to continue my current job (for an Italian company) as a software engineer. The company told me they can ...
2
votes
4answers
214 views

Why do grocery stores in the U.S. offer cash back so eagerly?

Most grocery stores and Walmarts I've been to ask you how much cash back you want as one of the steps you punch in after you swipe your credit card. This happens after you have swiped your card so ...
0
votes
0answers
20 views

Is it possible to connect my UBS IRA account with Mint.com? [on hold]

I'm getting a "Sign in problem!" error when I try to connect my Mint.com account with my UBS online banking account. Does anybody know a way around this? Thanks!
3
votes
3answers
310 views

When shorting a stock, do you pay current market price or the best (lowest) available ask price?

A stock has a last sale price of 2.5 dollars on the NYSE. Say I am shorting 1000 shares of a stock, there's an ask price of 3 dollars for 500 shares. Theres an ask of 3.5 dollars for 250 shares, and ...
0
votes
0answers
29 views

Which Bank can help me cash a US treasury Check in India

ICICI bank refuses to entertain inspite of having a bank account, any other options. Any guidance is highly appreciated.
2
votes
1answer
74 views

Do financial advisers in Canada who work at the bank, make investing decisions not in your best interest?

I've been using the same financial adviser as my my family and am wondering if Canadian financial advisers who work at the bank specifically Scotiabank would purchase mutual funds that specifically ...
3
votes
1answer
127 views

Effects of past unemployment on mortgage refinance

I have gone through all the steps of a home refinance process, including an appraisal, and am waiting for a final decision. Just a few days ago, the loan officer processing my application asked me ...
1
vote
2answers
44 views

Tax considerations for outsourcing freelance work to foreign country

I've seen this asked a few different ways (closest was here), but I am looking to find out from the business's perspective, how to report (if necessary) the amount paid to a foreign contractor. My ...
-1
votes
0answers
84 views

Purchase McDonald's, make it healthy non-profit? [on hold]

Loads of organizations spend resources on spreading information and advocating healthy diets. Why aren't there any public donation boxes dedicated to taking over damaging junk food outlets, with the ...
3
votes
1answer
56 views

Weightage of products used for measuring inflation

How does the government fix a particular weightage for a particular commodity which is to be used during measurement of inflation? Is there any specific scientific formula that is to be used?
2
votes
0answers
15 views

What solar panel subsidies does Australia have right now (in 2014)?

So I'm thinking about buying solar panels for my house. Only thing is I'm not sure whether to wait. I've been told that the value of solar power in Australia has remained largely the same - this is ...
1
vote
0answers
26 views

Can a Canadian student with US resident alien status receive the tax treaty benefit after 5 years? If so, how much?

I am a Canadian citizen who has studied in the U.S. with a J-1 visa since 5 years ago, which means that I have now become a resident alien. I am still studying (for an advanced degree) in the U.S. ...
7
votes
3answers
2k views

What is the purpose of Social Security and Medicare deductions from my paycheck?

Sorry, this might be a basic question, but I'm having trouble understanding this, so would like to ask here. I've recently started a full-time position, and I notice that two things are being ...
0
votes
0answers
68 views

Landlord moves new people in/break lease [on hold]

I am renting a room in a house, and when I signed my lease, I was told that no one else would be moving in. This is a small home, and there is not very much room. Since then, three more people have ...
0
votes
3answers
76 views

Allocating IRA money, clarification needed

I transferred my 401k to Vanguard IRA and allocated 70% of my money across: VIG (Dividend growth) VYM (High Dividend) VXUS (International) VTI (Total stock market) With market being ...
1
vote
2answers
46 views

Dual Citizen considering tax implications of working in second country of citizenship

I am a resident of Canada, and am also an Irish citizen. Recently, I've been considering moving to Ireland (for ~6 months, not forever). During this time, I would either try to get hired on by a local ...
0
votes
1answer
33 views

Alternative to the Mint.com finance Android app?

I've used MINT on android since its first release, but I've never dabbled in the online component. My main issue with mint is that it doesn't pick up on money transfers between bank accounts - - only ...
1
vote
1answer
32 views

Tax on Money transfered to India from UK?

I'm from India came to UK on Feb 4th 2014 and I will be in UK till Sept 30th 2014. I'm earning money in Pounds, and paying tax as per UK tax policy. I could save some money which I transferred to ...
1
vote
5answers
163 views

As a contractor, should I overpay my mortgage or contribute to a pension?

My specific situation is:- Early 30s Software contractor via a ltd company Resident in Scotland Higher-rate taxpayer Mortgage at ~5% (variable 4.5% above BoE), LTV about 75%. I'm allowed to overpay ...
1
vote
2answers
90 views

Why would Two ETFs tracking Identical Indexes Produce different Returns?

-- Edit -- It turns out that the RPG fund creates an index of "pure-style growth" from the S&P 500/Citigroup PURE growth index, where the IVW ETF creates an index from the S&P 500/Citigroup ...
3
votes
1answer
53 views

Foreign bequests and gifts

I am a U.S. resident and citizen. My British mother died earlier this year. In her will, she directly bequeathed me 10,000 pounds, and left the remainder to her sister. Said sister thought that was ...
1
vote
2answers
33 views

How to Compare Two ETFs, accounting for Dividends?

(This is a follow up to my expense ratio question, here). Today I am attempting to study and compare the various Large Cap ETFs but realize I don't know how to even do the comparison, namely in ...
1
vote
1answer
18 views

How to Compare Two ETFs, Accounting for Expense Ratio?

I'm attempting to compare ETFs but am not understanding how to account for expense ratios. (I'm assuming that the annual returns do not account for expense ratios already -- is this correct?) For ...
2
votes
4answers
144 views

Why do the banks charge a foreign transaction fee?

Could somebody please explain why some banks charge a fee for card transactions made in a foreign currency? For example, for a debit card transaction, as far as I know, the exchange from the foreign ...
2
votes
4answers
80 views

How should I think about stock dividends?

I'm a 19 year old college student looking at some potential long-term investments, but am first reading as many books as I can, since this sector isn't the field I study. I am reading a book and a ...
7
votes
2answers
412 views

Why the different fees for credit and debit card payments?

Could somebody explain why the merchants are charged different fees when the customers use credit and debit cards?

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